US Lender MetricsSBA Market Report
SBA Market Intelligence Report · free preview

Live Oak Banking

Bank · Wilmington, NC · SBA data through June 2026
#10nationally by SBA loan count, of 1,409 active lenders
6,499SBA loans since October 2022 ($8.3B)
-2%loans in the last 12 months vs the 12 before (2,149 vs 2,191)
2.5%share of California SBA loans (#13)

Executive briefing

$0estimated yearly revenue lost to competitors where your share fell
$3.3Mestimated yearly revenue available in your best growth markets
11growth markets identified
4competitors gaining in your top counties
Your top moves
  1. Win back a state where your share slipped, and the reason it slipped.
  2. The county to enter next and what it is worth a year.
  3. The segment to push where the market is beating your book.
Where the money is, why you lost it, and what to do: in the full reportUnlock the full report

Market share by state

StateLoansShareRankShare change
California8592.5%#13 of 279+0.8 pts
Texas6773.4%#8 of 366+1.3 pts
Florida5652.5%#12 of 301+1.5 pts

Your competitors

Competitor bank 14009.4%+0.0 pts$410K9.00%
Competitor bank 23638.4%+0.1 pts$390K9.10%
Competitor bank 33267.4%+0.2 pts$370K9.20%
Competitor bank 42896.4%+0.3 pts$350K9.30%
Competitor bank 52525.4%+0.4 pts$330K9.40%
Competitor bank 62154.4%+0.5 pts$310K9.50%
Competitor bank 71783.4%+0.6 pts$290K9.60%
Competitor bank 81412.4%+0.7 pts$270K9.70%
12 competitors, 1066 counties and 15 open-territory counties in the full reportUnlock the full report

Your SBA volume by year

FY2016: 1,075 loans FY16 1,075FY2017: 1,055 loans FY17 1,055FY2018: 857 loans FY18 857FY2019: 912 loans FY19 912FY2020: 1,068 loans FY20 1,068FY2021: 1,551 loans FY21 1,551FY2022: 1,157 loans FY22 1,157FY2023: 1,215 loans FY23 1,215FY2024: 1,440 loans FY24 1,440FY2025: 2,280 loans FY25 2,280FY2026: 1,564 loans FY26 1,564

SBA loans approved per federal fiscal year (October to September). The latest year runs through June 2026.

Your pricing against the market

Competitor bank 14009.4%+0.0 pts$410K9.00%
Competitor bank 23638.4%+0.1 pts$390K9.10%
Competitor bank 33267.4%+0.2 pts$370K9.20%
Competitor bank 42896.4%+0.3 pts$350K9.30%
Competitor bank 52525.4%+0.4 pts$330K9.40%
Competitor bank 62154.4%+0.5 pts$310K9.50%
Competitor bank 71783.4%+0.6 pts$290K9.60%
Competitor bank 81412.4%+0.7 pts$270K9.70%
Your rates against California and the US, by loan sizeUnlock the full report
Unlock the full report

SBA Market Report for Live Oak Banking: $2,400 for 12 months

The report identifies about $3.3M a year in revenue at stake or available. One extra SBA loan typically pays for it.