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Bank · Woodstock, IL

American Community Bank & Trust: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
28
SBA loans approved
$17.7M
Total approved
$220,050
Median loan
2
States lent in
21%
To startups
#743
National rank by loans

American Community Bank & Trust approved 28 SBA loans worth $17.7M between October 2021 and June 2026, ranking #743 of 2,283 SBA lenders nationally by loan count. Its median loan was $220,050, and 21% went to startups or businesses under two years old. It lent in 2 states, most often in Illinois, and its most financed industry was construction.

SBA loans per fiscal year

071320FY14: 6 loansFY14FY15: 7 loansFY15FY16: 18 loansFY1618FY17: 8 loansFY17FY18: 8 loansFY18FY19: 2 loansFY19FY20: 5 loansFY20FY21: 12 loansFY21FY22: 12 loansFY22FY23: 6 loansFY23FY24: 5 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where American Community Bank & Trust lends

StateLoansApprovedMedian loanRank in state
Illinois27$14.1M$215,100#57
Wisconsin1$3.5M$3,543,500#240

Industries American Community Bank & Trust finances

IndustryLoansShareMedian loan
Construction7
25%
$250,000
Professional and technical services6
21%
$150,000
Manufacturing4
14%
$93,650
Wholesale trade2
7%
$1,550,000
Health care and social assistance2
7%
$1,471,000
Retail2
7%
$1,946,750
Transportation and warehousing2
7%
$1,127,000
Administrative and support services1
4%
$150,000
Other services (repair, personal care)1
4%
$243,000
Restaurants and hotels1
4%
$106,500
Loan size mix
  • Under $150,00036%
  • $150,000 to $500,00032%
  • $500,000 to $2 million21%
  • $2 million and up11%
Loan programs used
  • SBA Express64%
  • Standard 7(a)32%
  • 7(a) WCP4%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.