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Certified development company · Charlotte, NC

Carolina Business Capital: SBA lending profile

Carolina Business Capital, Inc. · SBA 504 loans, October 2021 to June 30, 2026 · Updated October 15, 2026
64
SBA loans approved
$81.8M
Total approved
$1,033,500
Median loan
2
States lent in
20%
To startups
#478
National rank by loans

Carolina Business Capital approved 64 SBA loans worth $81.8M between October 2021 and June 2026, ranking #478 of 2,283 SBA lenders nationally by loan count. Its median loan was $1,033,500, and 20% went to startups or businesses under two years old. It lent in 2 states, most often in North Carolina, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 17 loansFY1417FY15: 10 loansFY15FY16: 13 loansFY16FY17: 8 loansFY17FY18: 12 loansFY18FY19: 11 loansFY19FY20: 13 loansFY20FY21: 14 loansFY21FY22: 13 loansFY22FY23: 9 loansFY23FY24: 14 loansFY24FY25: 17 loansFY25FY26 (Oct to Jun): 11 loansFY2611
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Carolina Business Capital lends

StateLoansApprovedMedian loanRank in state
North Carolina63$78.0M$984,000#33
South Carolina1$3.8M$3,834,000#148

Industries Carolina Business Capital finances

IndustryLoansShareMedian loan
Restaurants and hotels21
33%
$1,085,000
Other services (repair, personal care)8
12%
$447,500
Retail6
9%
$1,328,500
Health care and social assistance6
9%
$1,493,500
Professional and technical services5
8%
$801,000
Construction4
6%
$612,000
Manufacturing4
6%
$1,135,500
Arts, entertainment and recreation2
3%
$3,299,500
Education2
3%
$1,162,000
Transportation and warehousing2
3%
$986,000
Loan size mix
  • Under $150,0002%
  • $150,000 to $500,00020%
  • $500,000 to $2 million66%
  • $2 million and up12%
Loan programs used
  • 504 Basic88%
  • 504 Refinancing Program12%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.