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    Bank · Calera, AL

    Central State Bank: SBA lending profile

    SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
    13
    SBA loans approved
    $7.1M
    Total approved
    $349,900
    Median loan
    1
    States lent in
    38%
    To startups
    #1055
    National rank by loans

    Central State Bank approved 13 SBA loans worth $7.1M between October 2021 and June 2026, ranking #1055 of 2,283 SBA lenders nationally by loan count. Its median loan was $349,900, and 38% went to startups or businesses under two years old. It lent in 1 states, most often in Alabama, and its most financed industry was retail.

    SBA loans per fiscal year

    0246FY14: 5 loansFY145FY15: 1 loansFY15FY16: 2 loansFY16FY17FY18: 1 loansFY18FY19: 1 loansFY19FY20FY21: 4 loansFY21FY22: 2 loansFY22FY23: 5 loansFY23FY24: 3 loansFY24FY25: 1 loansFY25FY26 (Oct to Jun): 2 loansFY262
    Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

    Where Central State Bank lends

    StateLoansApprovedMedian loanRank in state
    Alabama13$7.1M$349,900#38

    Industries Central State Bank finances

    IndustryLoansShareMedian loan
    Retail6
    46%
    		$373,000
    Restaurants and hotels3
    23%
    		$349,900
    Health care and social assistance2
    15%
    		$1,744,450
    Arts, entertainment and recreation1
    8%
    		$333,800
    Manufacturing1
    8%
    		$77,400
    Loan size mix
    • Under $150,00023%
    • $150,000 to $500,00054%
    • $500,000 to $2 million15%
    • $2 million and up8%
    Loan programs used
    • Standard 7(a)100%
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    Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.