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Bank · Whitewater, WI

First Citizens State Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
17
SBA loans approved
$8.5M
Total approved
$380,400
Median loan
2
States lent in
35%
To startups
#969
National rank by loans

First Citizens State Bank approved 17 SBA loans worth $8.5M between October 2021 and June 2026, ranking #969 of 2,283 SBA lenders nationally by loan count. Its median loan was $380,400, and 35% went to startups or businesses under two years old. It lent in 2 states, most often in Wisconsin, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 6 loansFY14FY15: 5 loansFY15FY16: 11 loansFY1611FY17: 4 loansFY17FY18: 4 loansFY18FY19: 4 loansFY19FY20: 3 loansFY20FY21: 4 loansFY21FY22: 6 loansFY22FY23: 1 loansFY23FY24: 2 loansFY24FY25: 4 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where First Citizens State Bank lends

StateLoansApprovedMedian loanRank in state
Wisconsin15$7.7M$360,000#60
Kansas2$860K$430,200#119

Industries First Citizens State Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels6
35%
$370,200
Construction3
18%
$250,000
Real estate and rental2
12%
$391,300
Wholesale trade2
12%
$650,000
Manufacturing1
6%
$550,000
Education1
6%
$273,300
Arts, entertainment and recreation1
6%
$350,000
Retail1
6%
$1,530,000
Loan size mix
  • Under $150,00012%
  • $150,000 to $500,00053%
  • $500,000 to $2 million35%
  • $2 million and up0%
Loan programs used
  • Preferred Lender (PLP)59%
  • SBA Express24%
  • Standard 7(a)18%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.