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Bank · Waynesboro, MS

First State Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
12
SBA loans approved
$7.5M
Total approved
$344,800
Median loan
2
States lent in
17%
To startups
#1085
National rank by loans

First State Bank approved 12 SBA loans worth $7.5M between October 2021 and June 2026, ranking #1085 of 2,283 SBA lenders nationally by loan count. Its median loan was $344,800, and 17% went to startups or businesses under two years old. It lent in 2 states, most often in Mississippi, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0246FY14FY15FY16FY17: 1 loansFY17FY18: 4 loansFY18FY19FY20: 2 loansFY20FY21: 4 loansFY21FY22: 4 loansFY22FY23: 2 loansFY23FY24: 5 loansFY245FY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where First State Bank lends

StateLoansApprovedMedian loanRank in state
Mississippi11$7.3M$412,600#29
Alabama1$135K$135,000#132

Industries First State Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels3
25%
$1,215,000
Other services (repair, personal care)2
17%
$257,750
Retail2
17%
$850,000
Agriculture, forestry and fishing1
8%
$765,000
Manufacturing1
8%
$135,000
Information and media1
8%
$223,600
Finance and insurance1
8%
$412,600
Transportation and warehousing1
8%
$148,600
Loan size mix
  • Under $150,00017%
  • $150,000 to $500,00042%
  • $500,000 to $2 million33%
  • $2 million and up8%
Loan programs used
  • Standard 7(a)92%
  • CAPLines8%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.