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Non-bank lender · Durham, NC

Institute Capital: SBA lending profile

Institute Capital, Inc. · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
19
SBA loans approved
$3.3M
Total approved
$127,000
Median loan
3
States lent in
63%
To startups
#917
National rank by loans

Institute Capital approved 19 SBA loans worth $3.3M between October 2021 and June 2026, ranking #917 of 2,283 SBA lenders nationally by loan count. Its median loan was $127,000, and 63% went to startups or businesses under two years old. It lent in 3 states, most often in North Carolina, and its most financed industry was transportation and warehousing.

SBA loans per fiscal year

03710FY14FY15FY16FY17FY18FY19FY20FY21FY22FY23FY24: 3 loansFY24FY25: 9 loansFY259FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Institute Capital lends

StateLoansApprovedMedian loanRank in state
North Carolina16$2.4M$122,500#61
Virginia2$595K$297,500#147
South Carolina1$300K$300,000#141

Industries Institute Capital finances

IndustryLoansShareMedian loan
Transportation and warehousing4
21%
$97,500
Health care and social assistance3
16%
$300,000
Restaurants and hotels3
16%
$350,000
Manufacturing3
16%
$170,000
Retail2
11%
$110,000
Other services (repair, personal care)2
11%
$166,550
Administrative and support services1
5%
$73,000
Professional and technical services1
5%
$50,000
Loan size mix
  • Under $150,00053%
  • $150,000 to $500,00047%
  • $500,000 to $2 million0%
  • $2 million and up0%
Loan programs used
  • Preferred Lender (PLP)53%
  • Standard 7(a)47%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.