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Credit union · San Jose, CA

KeyPoint CU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
40
SBA loans approved
$33.3M
Total approved
$556,850
Median loan
4
States lent in
35%
To startups
#636
National rank by loans

KeyPoint CU approved 40 SBA loans worth $33.3M between October 2021 and June 2026, ranking #636 of 2,283 SBA lenders nationally by loan count. Its median loan was $556,850, and 35% went to startups or businesses under two years old. It lent in 4 states, most often in California, and its most financed industry was health care and social assistance.

SBA loans per fiscal year

0102030FY14: 17 loansFY14FY15: 12 loansFY15FY16: 13 loansFY16FY17: 10 loansFY17FY18: 12 loansFY18FY19: 12 loansFY19FY20: 7 loansFY20FY21: 21 loansFY2121FY22: 17 loansFY22FY23: 8 loansFY23FY24: 9 loansFY24FY25: 6 loansFY256
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where KeyPoint CU lends

StateLoansApprovedMedian loanRank in state
California36$28.6M$511,850#104
Virginia2$1.1M$559,000#154
Colorado1$981K$981,000#249
Nevada1$2.6M$2,644,500#166

Industries KeyPoint CU finances

IndustryLoansShareMedian loan
Health care and social assistance13
32%
$523,700
Other services (repair, personal care)6
15%
$525,250
Restaurants and hotels5
12%
$1,050,000
Retail5
12%
$869,100
Transportation and warehousing4
10%
$559,000
Construction2
5%
$452,500
Administrative and support services1
2%
$600,000
Arts, entertainment and recreation1
2%
$300,000
Agriculture, forestry and fishing1
2%
$350,000
Manufacturing1
2%
$219,000
Loan size mix
  • Under $150,0000%
  • $150,000 to $500,00040%
  • $500,000 to $2 million55%
  • $2 million and up5%
Loan programs used
  • Preferred Lender (PLP)95%
  • International Trade Loans5%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.