US Lender Metrics Get a Lender Match
Home › Lender directory › Monterey County Bank
Bank · Monterey, CA

Monterey County Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
37
SBA loans approved
$31.4M
Total approved
$439,900
Median loan
9
States lent in
32%
To startups
#656
National rank by loans

Monterey County Bank approved 37 SBA loans worth $31.4M between October 2021 and June 2026, ranking #656 of 2,283 SBA lenders nationally by loan count. Its median loan was $439,900, and 32% went to startups or businesses under two years old. It lent in 9 states, most often in California, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 18 loansFY14FY15: 16 loansFY15FY16: 15 loansFY16FY17: 19 loansFY1719FY18: 17 loansFY18FY19: 11 loansFY19FY20: 4 loansFY20FY21: 1 loansFY21FY22: 3 loansFY22FY23: 4 loansFY23FY24: 5 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 13 loansFY2613
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Monterey County Bank lends

StateLoansApprovedMedian loanRank in state
California29$19.2M$336,000#113
Arizona1$1.4M$1,415,000#189
Colorado1$2.1M$2,071,000#216
Idaho1$665K$665,400#100
Illinois1$2.7M$2,667,000#238
Tennessee1$1.3M$1,255,700#177
Texas1$1.5M$1,511,900#421
Washington1$1.3M$1,262,800#166
Wisconsin1$1.4M$1,365,000#204

Industries Monterey County Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels19
51%
$399,000
Retail5
14%
$270,000
Other services (repair, personal care)4
11%
$755,850
Manufacturing2
5%
$942,100
Arts, entertainment and recreation2
5%
$830,000
Professional and technical services2
5%
$2,369,000
Agriculture, forestry and fishing1
3%
$637,000
Health care and social assistance1
3%
$439,900
Construction1
3%
$2,476,500
Loan size mix
  • Under $150,0000%
  • $150,000 to $500,00051%
  • $500,000 to $2 million38%
  • $2 million and up11%
Loan programs used
  • Standard 7(a)100%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.