US Lender Metrics Get a Lender Match
Home › Lender directory › Mortgage Capital Development
Certified development company · Oakland, CA

Mortgage Capital Development: SBA lending profile

Mortgage Capital Development Corporation · SBA 504 loans, October 2021 to June 30, 2026 · Updated October 16, 2026
2,336
SBA loans approved
$3.3B
Total approved
$966,000
Median loan
19
States lent in
9%
To startups
#20
National rank by loans

Mortgage Capital Development approved 2,336 SBA loans worth $3.3B between October 2021 and June 2026, ranking #20 of 2,283 SBA lenders nationally by loan count. Its median loan was $966,000, and 9% went to startups or businesses under two years old. It lent in 19 states, most often in California, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0200400600FY14: 200 loansFY14FY15: 219 loansFY15FY16: 241 loansFY16FY17: 250 loansFY17FY18: 233 loansFY18FY19: 278 loansFY19FY20: 269 loansFY20FY21: 402 loansFY21FY22: 483 loansFY22FY23: 461 loansFY23FY24: 490 loansFY24FY25: 548 loansFY25548FY26 (Oct to Jun): 354 loansFY26354
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Mortgage Capital Development lends

StateLoansApprovedMedian loanRank in state
California1,507$2.2B$1,025,000#6
Arizona532$673.0M$863,000#1
Nevada170$192.1M$806,500#6
Oregon73$122.2M$1,305,000#16
Hawaii22$26.8M$1,010,000#8
Texas7$15.6M$1,660,000#235
New Mexico5$13.2M$2,447,000#42
Utah4$6.6M$1,711,500#75
Iowa3$7.2M$2,906,000#96
Washington2$4.5M$2,255,500#152
Colorado2$852K$426,000#162
Missouri2$7.0M$3,498,000#179
Alaska1$1.5M$1,490,000#33
Louisiana1$2.1M$2,123,000#114
Michigan1$1.4M$1,395,000#225

Industries Mortgage Capital Development finances

IndustryLoansShareMedian loan
Restaurants and hotels369
16%
$1,185,000
Health care and social assistance296
13%
$886,000
Construction267
11%
$865,000
Retail260
11%
$1,147,000
Professional and technical services244
10%
$770,500
Other services (repair, personal care)217
9%
$771,000
Manufacturing190
8%
$1,475,000
Wholesale trade128
5%
$1,195,000
Real estate and rental69
3%
$950,000
Administrative and support services67
3%
$698,000
Loan size mix
  • Under $150,0001%
  • $150,000 to $500,00019%
  • $500,000 to $2 million58%
  • $2 million and up22%
Loan programs used
  • Accredited Lender (504)76%
  • 504 Refinancing Program10%
  • Premier Certified Lender (504)7%
  • ALP Express7%
  • PCLP Debt Refinance0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.