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Certified development company · West Columbia, SC

Provident Business Financial Services: SBA lending profile

Provident Business Financial Services, Inc. · SBA 504 loans, October 2021 to June 30, 2026 · Updated October 15, 2026
73
SBA loans approved
$103.7M
Total approved
$991,000
Median loan
2
States lent in
27%
To startups
#438
National rank by loans

Provident Business Financial Services approved 73 SBA loans worth $103.7M between October 2021 and June 2026, ranking #438 of 2,283 SBA lenders nationally by loan count. Its median loan was $991,000, and 27% went to startups or businesses under two years old. It lent in 2 states, most often in South Carolina, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0132740FY14: 6 loansFY14FY15: 12 loansFY15FY16: 9 loansFY16FY17: 15 loansFY17FY18: 11 loansFY18FY19: 23 loansFY19FY20: 13 loansFY20FY21: 32 loansFY2132FY22: 24 loansFY22FY23: 12 loansFY23FY24: 16 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 10 loansFY2610
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Provident Business Financial Services lends

StateLoansApprovedMedian loanRank in state
South Carolina68$92.3M$927,500#14
North Carolina5$11.4M$1,809,000#115

Industries Provident Business Financial Services finances

IndustryLoansShareMedian loan
Restaurants and hotels23
32%
$1,698,000
Other services (repair, personal care)9
12%
$520,000
Retail9
12%
$1,760,000
Health care and social assistance7
10%
$478,000
Construction5
7%
$405,000
Real estate and rental5
7%
$269,000
Manufacturing4
5%
$3,069,000
Arts, entertainment and recreation3
4%
$2,075,000
Administrative and support services2
3%
$488,000
Wholesale trade2
3%
$247,500
Loan size mix
  • Under $150,0001%
  • $150,000 to $500,00034%
  • $500,000 to $2 million38%
  • $2 million and up26%
Loan programs used
  • Accredited Lender (504)64%
  • 504 Refinancing Program14%
  • ALP Express12%
  • 504 Basic8%
  • ALP Express Debt Refi1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.