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Bank · St. Charles, IL

St. Charles Bank & Trust Company: SBA lending profile

St. Charles Bank & Trust Company, National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
86
SBA loans approved
$50.7M
Total approved
$400,000
Median loan
3
States lent in
30%
To startups
#399
National rank by loans

St. Charles Bank & Trust Company approved 86 SBA loans worth $50.7M between October 2021 and June 2026, ranking #399 of 2,283 SBA lenders nationally by loan count. Its median loan was $400,000, and 30% went to startups or businesses under two years old. It lent in 3 states, most often in Illinois, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0102030FY14FY15FY16: 13 loansFY16FY17: 8 loansFY17FY18: 4 loansFY18FY19: 10 loansFY19FY20: 17 loansFY20FY21: 8 loansFY21FY22: 6 loansFY22FY23: 12 loansFY23FY24: 28 loansFY2428FY25: 20 loansFY25FY26 (Oct to Jun): 20 loansFY2620
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where St. Charles Bank & Trust Company lends

StateLoansApprovedMedian loanRank in state
Illinois81$48.4M$400,000#25
Wisconsin4$1.7M$449,150#124
Delaware1$500K$500,000#67

Industries St. Charles Bank & Trust Company finances

IndustryLoansShareMedian loan
Restaurants and hotels17
20%
$408,000
Manufacturing14
16%
$450,000
Other services (repair, personal care)13
15%
$336,900
Wholesale trade11
13%
$500,000
Health care and social assistance7
8%
$200,000
Retail6
7%
$267,500
Construction6
7%
$300,000
Administrative and support services4
5%
$491,750
Education2
2%
$2,100,000
Professional and technical services2
2%
$750,000
Loan size mix
  • Under $150,00012%
  • $150,000 to $500,00052%
  • $500,000 to $2 million30%
  • $2 million and up6%
Loan programs used
  • SBA Express49%
  • Preferred Lender (PLP)47%
  • Contract CAPLine2%
  • Standard 7(a)2%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.