Bank · Perham, MN
United Community Bank: SBA lending profile
#961
National rank by loans
United Community Bank approved 17 SBA loans worth $1.2M between October 2021 and June 2026, ranking #961 of 2,283 SBA lenders nationally by loan count. Its median loan was $26,000, and 71% went to startups or businesses under two years old. It lent in 1 states, most often in Minnesota, and its most financed industry was restaurants and hotels.
SBA loans per fiscal year
0 2 5 7 FY14: 3 loans FY14 FY15: 2 loans FY15 FY16: 1 loans FY16 FY17: 4 loans FY17 FY18: 2 loans FY18 FY19: 2 loans FY19 FY20: 4 loans FY20 FY21: 3 loans FY21 FY22: 5 loans FY22 FY23: 6 loans FY23 6 FY24: 6 loans FY24 6 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where United Community Bank lends
State Loans Approved Median loan Rank in state
Minnesota 17 $1.2M $26,000 #72
Industries United Community Bank finances
Industry Loans Share Median loan
Restaurants and hotels 4
$25,500 Manufacturing 4
$75,000 Retail 4
$69,500 Health care and social assistance 2
$37,500 Other services (repair, personal care) 2
$20,000 Construction 1
$50,000
Loan size mix
Under $150,000 88% $150,000 to $500,000 12% $500,000 to $2 million 0% $2 million and up 0% Loan programs used
SBA Express 94% Standard 7(a) 6%
Bank financials · Q2 2026
Total assets
$359.3M
Return on assets (annualized)
0.88%
Tier 1 capital to assets
10.7%
Business (C&I) loans
$32.1M
Noncurrent loans
2.99%
Uninsured deposits
0%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 8544.
Loan terms
Startups and new businesses
71%
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See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology