US Lender Metrics Get a Lender Match
Home › Lender directory › Valley First Federal Credit Union
Credit union · Modesto, CA

Valley First Federal Credit Union: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
23
SBA loans approved
$9.7M
Total approved
$270,000
Median loan
1
States lent in
52%
To startups
#828
National rank by loans

Valley First Federal Credit Union approved 23 SBA loans worth $9.7M between October 2021 and June 2026, ranking #828 of 2,283 SBA lenders nationally by loan count. Its median loan was $270,000, and 52% went to startups or businesses under two years old. It lent in 1 states, most often in California, and its most financed industry was agriculture, forestry and fishing.

SBA loans per fiscal year

071320FY14FY15FY16FY17FY18FY19FY20FY21FY22: 2 loansFY22FY23: 11 loansFY2311FY24: 7 loansFY24FY25: 2 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Valley First Federal Credit Union lends

StateLoansApprovedMedian loanRank in state
California23$9.7M$270,000#127

Industries Valley First Federal Credit Union finances

IndustryLoansShareMedian loan
Agriculture, forestry and fishing3
13%
$1,300,000
Other services (repair, personal care)3
13%
$62,000
Retail2
9%
$117,500
Transportation and warehousing2
9%
$442,450
Restaurants and hotels2
9%
$519,650
Arts, entertainment and recreation2
9%
$281,250
Utilities2
9%
$264,500
Health care and social assistance1
4%
$201,100
Finance and insurance1
4%
$445,500
Administrative and support services1
4%
$54,000
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00043%
  • $500,000 to $2 million22%
  • $2 million and up4%
Loan programs used
  • Standard 7(a)78%
  • Preferred Lender (PLP)17%
  • CAPLines4%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.