US Lender Metrics Get a Lender Match
Home › Lender directory › Watertown Savings Bank
Bank · Watertown, NY

Watertown Savings Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
14
SBA loans approved
$2.3M
Total approved
$123,500
Median loan
1
States lent in
79%
To startups
#1037
National rank by loans

Watertown Savings Bank approved 14 SBA loans worth $2.3M between October 2021 and June 2026, ranking #1037 of 2,283 SBA lenders nationally by loan count. Its median loan was $123,500, and 79% went to startups or businesses under two years old. It lent in 1 states, most often in New York, and its most financed industry was retail.

SBA loans per fiscal year

03710FY14: 5 loansFY14FY15: 8 loansFY15FY16: 7 loansFY16FY17: 10 loansFY1710FY18: 3 loansFY18FY19: 5 loansFY19FY20: 7 loansFY20FY21: 10 loansFY21FY22: 5 loansFY22FY23: 2 loansFY23FY24: 7 loansFY247
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Watertown Savings Bank lends

StateLoansApprovedMedian loanRank in state
New York14$2.3M$123,500#96

Industries Watertown Savings Bank finances

IndustryLoansShareMedian loan
Retail5
36%
$200,000
Restaurants and hotels3
21%
$184,500
Arts, entertainment and recreation2
14%
$82,500
Construction1
7%
$117,000
Administrative and support services1
7%
$63,500
Professional and technical services1
7%
$130,000
Health care and social assistance1
7%
$225,000
Loan size mix
  • Under $150,00057%
  • $150,000 to $500,00043%
  • $500,000 to $2 million0%
  • $2 million and up0%
Loan programs used
  • SBA Express64%
  • Standard 7(a)36%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.