213 SBA loans worth $168.2M went to businesses in Pensacola, FL between October 2021 and June 2026, from 59 lenders. Live Oak Banking made the most, 24 loans. The median loan was $375,000, compared with $250,000 across Florida, and restaurants and hotels was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | Live Oak Banking Bank · Wilmington, NC | 24 | $24.6M | $607,500 | 21% |
| 2 | Florida First Capital Finance Corporation Certified development company · Tallahassee, FL | 21 | $14.7M | $500,000 | 10% |
| 3 | Huntington National Bank Bank · Columbus, OH | 18 | $6.2M | $215,250 | 72% |
| 4 | Florida Business Development Certified development company · Tampa, FL | 13 | $17.5M | $989,000 | 46% |
| 5 | Newtek Bank Bank · Miami, FL | 13 | $8.6M | $200,000 | 38% |
| 6 | Northeast Bank Bank · Portland, ME | 13 | $2.5M | $250,000 | 8% |
| 7 | Hancock Whitney Bank Bank · Gulfport, MS | 12 | $7.8M | $303,100 | 58% |
| 8 | Pinnacle Bank Bank · Nashville, TN | 8 | $11.3M | $1,235,750 | 62% |
| 9 | Renasant Bank Bank · Tupelo, MS | 8 | $5.8M | $467,500 | 12% |
| 10 | Wells Fargo Bank Bank · Sioux Falls, SD | 7 | $1.8M | $15,000 | 100% |
| 11 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 7 | $1.3M | $50,000 | 14% |
| 12 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $822K | $150,000 | 0% |
| 13 | Regions Bank Bank · Birmingham, AL | 3 | $3.7M | $834,800 | 0% |
| 14 | PNC Bank Bank · Wilmington, DE | 3 | $884K | $50,000 | 0% |
| 15 | ServisFirst Bank Bank · Birmingham, AL | 2 | $4.0M | $2,005,600 | 50% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 30 | $1,058,000 | Florida Business Development | |
| Retail | 28 | $460,000 | Live Oak Banking | |
| Health care and social assistance | 27 | $328,600 | Live Oak Banking | |
| Other services (repair, personal care) | 27 | $385,000 | Huntington National Bank | |
| Construction | 23 | $250,000 | Northeast Bank | |
| Professional and technical services | 17 | $166,000 | Florida First Capital Finance Corporation | |
| Administrative and support services | 17 | $350,000 | Live Oak Banking | |
| Real estate and rental | 10 | $339,150 | Hancock Whitney Bank |