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SBA lenders in Winter Springs, FL

SBA 7(a) and 504 loans to businesses in Winter Springs (Seminole County), October 2021 to June 30, 2026 · Updated October 15, 2026
40
SBA loans approved
$19.6M
Total approved
$262,500
Median loan
22
Lenders active
30%
To startups

40 SBA loans worth $19.6M went to businesses in Winter Springs, FL between October 2021 and June 2026, from 22 lenders. Florida Business Development made the most, 4 loans. The median loan was $262,500, compared with $250,000 across Florida, and construction was the most financed industry.

Most active SBA lenders in Winter Springs

#LenderLoansApprovedMedian loanTo startups
1Florida Business Development
Certified development company · Tampa, FL
4$1.6M$317,0000%
2Northeast Bank
Bank · Portland, ME
4$500K$150,0000%
3Live Oak Banking
Bank · Wilmington, NC
3$3.9M$1,500,00033%
4Newtek Bank
Bank · Miami, FL
3$1.1M$350,00033%
5Huntington National Bank
Bank · Columbus, OH
3$979K$349,90067%
6BayFirst National Bank
Bank · St. Petersburg, FL
3$543K$150,0000%
7TD Bank
Bank · Wilmington, DE
3$288K$100,00033%
8Newtek Small Business Finance
Non-bank lender · Lake Success, NY
2$390K$195,00050%
9Celtic Bank
Bank · Salt Lake City, UT
2$300K$150,0000%
10Florida First Capital Finance Corporation
Certified development company · Tallahassee, FL
1$2.2M$2,222,000100%
11FDIC - Community Bank & Trust-West Georgia
Non-bank lender · Lagrange, GA
1$1.6M$1,573,0000%
12Seacoast National Bank
Bank · Stuart, FL
1$1.3M$1,338,0000%
13Hancock Whitney Bank
Bank · Gulfport, MS
1$1.2M$1,211,000100%
14First Financial Bank
Bank · El Dorado, AR
1$940K$940,0000%
15Cogent Bank
Bank · Orlando, FL
1$661K$661,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Winter Springs. For 504 loans the lender shown is the certified development company.

What gets financed in Winter Springs

IndustryLoansShareMedian loanMost active lender
Construction7
18%
$150,000Celtic Bank
Health care and social assistance7
18%
$853,000Live Oak Banking
Other services (repair, personal care)4
10%
$121,500Newtek Bank
Restaurants and hotels4
10%
$936,000OptimumBank
Administrative and support services3
8%
$350,000Huntington National Bank
Retail3
8%
$940,000Florida First Capital Finance Corporation
Professional and technical services3
8%
$150,000Northeast Bank
Finance and insurance2
5%
$286,000TD Bank
Loan size mix
  • Under $150,00018%
  • $150,000 to $500,00052%
  • $500,000 to $2 million25%
  • $2 million and up5%
Compared with Florida
Median loan, Winter Springs
$262,500
Median loan, Florida
$250,000
Startup share, Winter Springs
30%
Startup share, Florida
29%
Share of state's SBA loans
0.2%

SBA loans per fiscal year in Winter Springs

071320FY14: 4 loansFY14FY15: 9 loansFY15FY16: 6 loansFY16FY17: 7 loansFY17FY18: 4 loansFY18FY19: 8 loansFY19FY20: 2 loansFY20FY21: 5 loansFY21FY22: 6 loansFY22FY23: 6 loansFY23FY24: 8 loansFY24FY25: 11 loansFY2511FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.