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SBA lenders in Garden City, KS

SBA 7(a) and 504 loans to businesses in Garden City (Finney County), October 2021 to June 30, 2026 · Updated October 15, 2026
28
SBA loans approved
$16.1M
Total approved
$143,650
Median loan
5
Lenders active
43%
To startups

28 SBA loans worth $16.1M went to businesses in Garden City, KS between October 2021 and June 2026, from 5 lenders. Dream First Bank made the most, 15 loans. The median loan was $143,650, compared with $247,250 across Kansas, and transportation and warehousing was the most financed industry.

Most active SBA lenders in Garden City

#LenderLoansApprovedMedian loanTo startups
1Dream First Bank
Bank · Syracuse, KS
15$8.2M$144,50047%
2KCB Bank
Bank · Lakin, KS
10$4.3M$110,50040%
3Heartland Business Capital
Certified development company · Overland Park, KS
1$2.2M$2,189,000100%
4Frontier Financial Partners
Certified development company · Emporia, KS
1$1.4M$1,405,0000%
5Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$103K$102,7000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Garden City. For 504 loans the lender shown is the certified development company.

What gets financed in Garden City

IndustryLoansShareMedian loanMost active lender
Transportation and warehousing7
25%
$75,000KCB Bank
Other services (repair, personal care)7
25%
$122,000Dream First Bank
Construction5
18%
$1,282,200KCB Bank
Restaurants and hotels2
7%
$1,163,400Heartland Business Capital
Health care and social assistance2
7%
$797,650Dream First Bank
Administrative and support services1
4%
$90,900Dream First Bank
Real estate and rental1
4%
$1,129,900Dream First Bank
Professional and technical services1
4%
$212,900Dream First Bank
Loan size mix
  • Under $150,00054%
  • $150,000 to $500,00018%
  • $500,000 to $2 million18%
  • $2 million and up11%
Compared with Kansas
Median loan, Garden City
$143,650
Median loan, Kansas
$247,250
Startup share, Garden City
43%
Startup share, Kansas
38%
Share of state's SBA loans
1.3%

SBA loans per fiscal year in Garden City

071320FY14: 4 loansFY14FY15: 6 loansFY15FY16: 11 loansFY16FY17: 11 loansFY17FY18: 5 loansFY18FY19: 7 loansFY19FY20: 8 loansFY20FY21: 13 loansFY2113FY22: 12 loansFY22FY23: 7 loansFY23FY24: 3 loansFY24FY25: 5 loansFY25FY26 (Oct to Jun): 1 loansFY261
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.