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SBA lenders in Columbia, SC

SBA 7(a) and 504 loans to businesses in Columbia (Richland County), October 2021 to June 30, 2026 · Updated October 15, 2026
241
SBA loans approved
$145.7M
Total approved
$238,200
Median loan
62
Lenders active
43%
To startups

241 SBA loans worth $145.7M went to businesses in Columbia, SC between October 2021 and June 2026, from 62 lenders. TD Bank made the most, 28 loans. The median loan was $238,200, compared with $250,000 across South Carolina, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Columbia

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
28$3.5M$37,50025%
2Huntington National Bank
Bank · Columbus, OH
22$5.5M$207,50073%
3Northeast Bank
Bank · Portland, ME
15$2.0M$150,0007%
4Wells Fargo Bank
Bank · Sioux Falls, SD
15$612K$15,000100%
5SouthState Bank
Bank · Winter Haven, FL
11$2.6M$220,00045%
6Live Oak Banking
Bank · Wilmington, NC
10$19.1M$1,712,50020%
7First-Citizens Bank & Trust
Bank · Raleigh, NC
9$10.5M$825,00056%
8Newtek Bank
Bank · Miami, FL
8$4.6M$175,00025%
9Security Federal Bank
Bank · Aiken, SC
8$2.7M$290,25050%
10United Midwest Savings Bank
Bank · Degraff, OH
7$1.8M$150,00086%
11BayFirst National Bank
Bank · St. Petersburg, FL
7$1.4M$150,0000%
12Readycap Lending
Non-bank lender · Berkeley Heights, NJ
7$629K$25,00029%
13Certified Development Corporation of South Carolina
Certified development company · Columbia, SC
5$5.4M$773,00040%
14Pinnacle Bank
Bank · Nashville, TN
5$3.1M$582,50060%
15Business Development Corporation of South Carolina
Non-bank lender · Columbia, SC
5$2.3M$270,00080%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Columbia. For 504 loans the lender shown is the certified development company.

What gets financed in Columbia

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels53
22%
$603,000Huntington National Bank
Retail33
14%
$275,000Huntington National Bank
Health care and social assistance26
11%
$81,850First-Citizens Bank & Trust
Construction25
10%
$181,700Northeast Bank
Other services (repair, personal care)22
9%
$156,750TD Bank
Professional and technical services19
8%
$110,000TD Bank
Arts, entertainment and recreation12
5%
$147,500Huntington National Bank
Real estate and rental9
4%
$150,000United Midwest Savings Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00033%
  • $500,000 to $2 million22%
  • $2 million and up8%
Compared with South Carolina
Median loan, Columbia
$238,200
Median loan, South Carolina
$250,000
Startup share, Columbia
43%
Startup share, South Carolina
40%
Share of state's SBA loans
6.6%

SBA loans per fiscal year in Columbia

0234770FY14: 37 loansFY14FY15: 26 loansFY15FY16: 35 loansFY16FY17: 35 loansFY17FY18: 32 loansFY18FY19: 29 loansFY19FY20: 31 loansFY20FY21: 42 loansFY21FY22: 24 loansFY22FY23: 64 loansFY2364FY24: 63 loansFY24FY25: 63 loansFY25FY26 (Oct to Jun): 27 loansFY2627
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.