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SBA lenders in North Charleston, SC

SBA 7(a) and 504 loans to businesses in North Charleston (Charleston County), October 2021 to June 30, 2026 · Updated October 15, 2026
93
SBA loans approved
$66.0M
Total approved
$300,000
Median loan
32
Lenders active
29%
To startups

93 SBA loans worth $66.0M went to businesses in North Charleston, SC between October 2021 and June 2026, from 32 lenders. TD Bank made the most, 14 loans. The median loan was $300,000, compared with $250,000 across South Carolina, and retail was the most financed industry.

Most active SBA lenders in North Charleston

#LenderLoansApprovedMedian loanTo startups
1TD Bank
Bank · Wilmington, DE
14$6.0M$30,00036%
2Pinnacle Bank
Bank · Nashville, TN
8$13.1M$1,087,50025%
3Bank of America
Bank · Charlotte, NC
8$6.4M$200,00012%
4Newtek Bank
Bank · Miami, FL
6$1.5M$40,00017%
5BayFirst National Bank
Bank · St. Petersburg, FL
6$739K$127,2000%
6Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
4$3.8M$922,5000%
7Huntington National Bank
Bank · Columbus, OH
4$3.5M$567,800100%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
4$310K$70,00025%
9Cogent Bank
Bank · Orlando, FL
3$2.6M$965,00033%
10SouthState Bank
Bank · Winter Haven, FL
3$1.2M$411,30033%
11Northeast Bank
Bank · Portland, ME
3$650K$300,0000%
12Wells Fargo Bank
Bank · Sioux Falls, SD
3$50K$20,000100%
13Milestone Bank
Bank · Salt Lake City, UT
2$5.8M$2,886,50050%
14HomeTrust Bank
Bank · Asheville, NC
2$2.5M$1,229,50050%
15Meridian Bank
Bank · Wayne, PA
2$2.2M$1,098,50050%
7(a) and 504 lenders combined, ranked by number of loans to businesses in North Charleston. For 504 loans the lender shown is the certified development company.

What gets financed in North Charleston

IndustryLoansShareMedian loanMost active lender
Retail15
16%
$150,000Huntington National Bank
Construction14
15%
$596,100Bank of America
Other services (repair, personal care)12
13%
$241,750Pinnacle Bank
Health care and social assistance11
12%
$150,000Newtek Bank
Professional and technical services10
11%
$125,000TD Bank
Arts, entertainment and recreation8
9%
$2,032,750Pinnacle Bank
Manufacturing8
9%
$142,000TD Bank
Restaurants and hotels5
5%
$310,000Meridian Bank
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00031%
  • $500,000 to $2 million27%
  • $2 million and up9%
Compared with South Carolina
Median loan, North Charleston
$300,000
Median loan, South Carolina
$250,000
Startup share, North Charleston
29%
Startup share, South Carolina
40%
Share of state's SBA loans
2.5%

SBA loans per fiscal year in North Charleston

0102030FY14: 7 loansFY14FY15: 15 loansFY15FY16: 10 loansFY16FY17: 25 loansFY17FY18: 15 loansFY18FY19: 8 loansFY19FY20: 5 loansFY20FY21: 15 loansFY21FY22: 21 loansFY22FY23: 12 loansFY23FY24: 22 loansFY24FY25: 29 loansFY2529FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.