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SBA lenders in Chattanooga, TN

SBA 7(a) and 504 loans to businesses in Chattanooga (Hamilton County), October 2021 to June 30, 2026 · Updated October 15, 2026
162
SBA loans approved
$117.4M
Total approved
$265,000
Median loan
53
Lenders active
35%
To startups

162 SBA loans worth $117.4M went to businesses in Chattanooga, TN between October 2021 and June 2026, from 53 lenders. Huntington National Bank made the most, 26 loans. The median loan was $265,000, compared with $246,500 across Tennessee, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Chattanooga

#LenderLoansApprovedMedian loanTo startups
1Huntington National Bank
Bank · Columbus, OH
26$13.7M$282,50058%
2Newtek Bank
Bank · Miami, FL
13$5.8M$175,00015%
3Readycap Lending
Non-bank lender · Berkeley Heights, NJ
11$1.4M$50,00036%
4Brightbridge
Non-bank lender · Chattanooga, TN
10$1.9M$151,95050%
5BayFirst National Bank
Bank · St. Petersburg, FL
9$1.8M$150,00011%
6Brightbridge
Certified development company · Chattanooga, TN
8$14.4M$1,924,00012%
7Pinnacle Bank
Bank · Nashville, TN
8$7.5M$712,85025%
8Live Oak Banking
Bank · Wilmington, NC
7$9.2M$350,00043%
9Northeast Bank
Bank · Portland, ME
5$643K$57,70020%
10Regions Bank
Bank · Birmingham, AL
4$1.1M$188,80025%
11United Midwest Savings Bank
Bank · Degraff, OH
4$776K$150,00075%
12Beacon Bank and Trust
Bank · Boston, MA
3$5.5M$1,209,0000%
13U.S. Bank
Bank · Cincinnati, OH
3$3.8M$1,801,0000%
14GBank
Bank · Las Vegas, NV
2$8.2M$4,090,00050%
15Peoples Bank
Bank · Mendenhall, MS
2$5.1M$2,530,900100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Chattanooga. For 504 loans the lender shown is the certified development company.

What gets financed in Chattanooga

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels24
15%
$459,300Huntington National Bank
Other services (repair, personal care)24
15%
$255,000Huntington National Bank
Retail18
11%
$297,000Huntington National Bank
Health care and social assistance15
9%
$255,000Live Oak Banking
Construction14
9%
$290,000Truist Bank
Finance and insurance12
7%
$150,000Readycap Lending
Professional and technical services12
7%
$170,500Newtek Bank
Manufacturing11
7%
$900,000Newtek Bank
Loan size mix
  • Under $150,00024%
  • $150,000 to $500,00043%
  • $500,000 to $2 million22%
  • $2 million and up11%
Compared with Tennessee
Median loan, Chattanooga
$265,000
Median loan, Tennessee
$246,500
Startup share, Chattanooga
35%
Startup share, Tennessee
42%
Share of state's SBA loans
4.3%

SBA loans per fiscal year in Chattanooga

0204060FY14: 27 loansFY14FY15: 50 loansFY1550FY16: 29 loansFY16FY17: 39 loansFY17FY18: 29 loansFY18FY19: 24 loansFY19FY20: 19 loansFY20FY21: 43 loansFY21FY22: 24 loansFY22FY23: 27 loansFY23FY24: 46 loansFY24FY25: 47 loansFY25FY26 (Oct to Jun): 18 loansFY2618
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.