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SBA lenders in Decatur, TX

SBA 7(a) and 504 loans to businesses in Decatur (Wise County), October 2021 to June 30, 2026 · Updated October 15, 2026
30
SBA loans approved
$27.9M
Total approved
$377,500
Median loan
20
Lenders active
50%
To startups

30 SBA loans worth $27.9M went to businesses in Decatur, TX between October 2021 and June 2026, from 20 lenders. Wells Fargo Bank made the most, 4 loans. The median loan was $377,500, compared with $320,600 across Texas, and construction was the most financed industry.

Most active SBA lenders in Decatur

#LenderLoansApprovedMedian loanTo startups
1Wells Fargo Bank
Bank · Sioux Falls, SD
4$55K$15,000100%
2Frost Bank
Bank · San Antonio, TX
3$1.0M$480,000100%
3Northeast Bank
Bank · Portland, ME
3$464K$69,1000%
4Encore Bank
Bank · Little Rock, AR
2$1.5M$750,000100%
5Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$1.3M$669,50050%
6Newtek Bank
Bank · Miami, FL
2$1.0M$500,0000%
7American Bank
Bank · Dallas, TX
1$5.0M$5,000,000100%
8Golden Bank
Bank · Houston, TX
1$4.1M$4,100,000100%
9Enterprise Bank & Trust
Bank · Clayton, MO
1$4.0M$4,025,500100%
10Capital Bank
Bank · Rockville, MD
1$4.0M$4,005,0000%
11Greater East Texas Certified Development
Certified development company · Tyler, TX
1$1.9M$1,893,0000%
12First Western SBLC
Non-bank lender · Dallas, TX
1$1.4M$1,442,0000%
13Great Plains National Bank
Bank · Elk City, OK
1$420K$420,000100%
14Bank of the West
Bank · Grapevine, TX
1$405K$405,0000%
15Huntington National Bank
Bank · Columbus, OH
1$350K$350,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Decatur. For 504 loans the lender shown is the certified development company.

What gets financed in Decatur

IndustryLoansShareMedian loanMost active lender
Construction6
20%
$50,000Northeast Bank
Retail5
17%
$495,600Frost Bank
Restaurants and hotels4
13%
$4,062,750Enterprise Bank & Trust
Transportation and warehousing4
13%
$182,500Wells Fargo Bank
Wholesale trade2
7%
$1,071,500Greater East Texas Certified Development
Professional and technical services2
7%
$425,000Huntington National Bank
Administrative and support services2
7%
$325,000American National Bank and Trust
Arts, entertainment and recreation1
3%
$480,000Frost Bank
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00030%
  • $500,000 to $2 million23%
  • $2 million and up13%
Compared with Texas
Median loan, Decatur
$377,500
Median loan, Texas
$320,600
Startup share, Decatur
50%
Startup share, Texas
40%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Decatur

03710FY14: 2 loansFY14FY15: 6 loansFY15FY16: 4 loansFY16FY17: 5 loansFY17FY18: 2 loansFY18FY19: 2 loansFY19FY20: 2 loansFY20FY21: 6 loansFY21FY22: 5 loansFY22FY23: 3 loansFY23FY24: 9 loansFY249FY25: 5 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.