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SBA lenders in Harlingen, TX

SBA 7(a) and 504 loans to businesses in Harlingen (Cameron County), October 2021 to June 30, 2026 · Updated October 15, 2026
35
SBA loans approved
$20.4M
Total approved
$175,000
Median loan
18
Lenders active
37%
To startups

35 SBA loans worth $20.4M went to businesses in Harlingen, TX between October 2021 and June 2026, from 18 lenders. PlainsCapital Bank made the most, 6 loans. The median loan was $175,000, compared with $320,600 across Texas, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Harlingen

#LenderLoansApprovedMedian loanTo startups
1PlainsCapital Bank
Bank · University Park, TX
6$506K$100,00017%
2Bank of America
Bank · Charlotte, NC
4$4.8M$1,072,00050%
3Newtek Bank
Bank · Miami, FL
4$565K$125,00025%
4PNC Bank
Bank · Wilmington, DE
3$1.6M$20,00033%
5Wells Fargo Bank
Bank · Sioux Falls, SD
2$1.3M$672,900100%
6Northeast Bank
Bank · Portland, ME
2$700K$350,0000%
7BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
8PeopleFund
Non-bank lender · Austin, TX
2$211K$105,550100%
9First Internet Bank of Indiana
Bank · Fishers, IN
1$3.8M$3,800,0000%
10Live Oak Banking
Bank · Wilmington, NC
1$2.9M$2,852,000100%
11Enterprise Bank & Trust
Bank · Clayton, MO
1$1.2M$1,205,700100%
12LiftFund
Certified development company · San Antonio, TX
1$747K$747,000100%
13Brownsville Local Development Company
Certified development company · Brownsville, TX
1$616K$616,0000%
14Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$350K$350,0000%
15Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$248K$247,7000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Harlingen. For 504 loans the lender shown is the certified development company.

What gets financed in Harlingen

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels8
23%
$175,150PNC Bank
Retail7
20%
$175,000PlainsCapital Bank
Health care and social assistance4
11%
$162,500Wells Fargo Bank
Construction3
9%
$350,000First Internet Bank of Indiana
Wholesale trade3
9%
$1,453,400Bank of America
Manufacturing2
6%
$70,000Newtek Bank
Administrative and support services2
6%
$200,000BayFirst National Bank
Real estate and rental2
6%
$1,469,150PlainsCapital Bank
Loan size mix
  • Under $150,00037%
  • $150,000 to $500,00031%
  • $500,000 to $2 million23%
  • $2 million and up9%
Compared with Texas
Median loan, Harlingen
$175,000
Median loan, Texas
$320,600
Startup share, Harlingen
37%
Startup share, Texas
40%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Harlingen

071320FY14: 17 loansFY1417FY15: 11 loansFY15FY16: 11 loansFY16FY17: 2 loansFY17FY18: 13 loansFY18FY19: 7 loansFY19FY20: 1 loansFY20FY21: 3 loansFY21FY22: 2 loansFY22FY23: 4 loansFY23FY24: 12 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.