79 SBA loans worth $55.2M went to U.S. Virgin Islands businesses between October 2021 and June 2026, from 18 lenders. Banco Popular de Puerto Rico made the most 7(a) loans, 20 or 26% of the state's total, and the ten most active lenders made 91%. The median 7(a) loan was $200,000, above the national median of $158,000. Retail was the most financed industry, at 20% of loans. Annual loan count rose 0% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico Bank · San Juan, PR | 20 | $3.4M | $140,000 | 30% | Retail |
| 2 | Merchants Commercial Bank Bank · St Thomas, VI | 18 | $4.9M | $150,000 | 28% | Retail |
| 3 | Oriental Bank Bank · San Juan, PR | 15 | $1.7M | $50,000 | 60% | Retail |
| 4 | Metro City Bank Bank · Doraville, GA | 3 | $14.0M | $5,000,000 | 67% | Retail |
| 5 | FDIC - Community Bank & Trust-West Georgia Non-bank lender · Lagrange, GA | 3 | $8.9M | $2,171,000 | 67% | Restaurants and hotels |
| 6 | Celtic Bank Bank · Salt Lake City, UT | 3 | $6.0M | $2,267,000 | 33% | Restaurants and hotels |
| 7 | Live Oak Banking Bank · Wilmington, NC | 3 | $5.4M | $1,572,300 | 0% | Manufacturing |
| 8 | Stone Bank Bank · Mountain View, AR | 2 | $3.1M | $1,535,000 | 0% | Transportation and warehousing |
| 9 | Newtek Bank Bank · Miami, FL | 2 | $285K | $142,500 | 0% | Manufacturing |
| 10 | FirstBank Puerto Rico Bank · Santurce, PR | 2 | $191K | $95,700 | 0% | Transportation and warehousing |
| 11 | Byline Bank Bank · Chicago, IL | 1 | $2.7M | $2,700,000 | 100% | Transportation and warehousing |
| 12 | First Financial Bank Bank · El Dorado, AR | 1 | $1.3M | $1,313,000 | 0% | Professional and technical services |
| 13 | HomeTrust Bank Bank · Asheville, NC | 1 | $1.0M | $1,000,000 | 0% | Professional and technical services |
| 14 | Cogent Bank Bank · Orlando, FL | 1 | $717K | $717,000 | 0% | Real estate and rental |
| 15 | United Fidelity Bank, FSB Bank · Evansville, IN | 1 | $420K | $420,000 | 0% | Restaurants and hotels |
| 16 | Truliant FCU Credit union · Winston-Salem, NC | 1 | $395K | $395,000 | 100% | Restaurants and hotels |
| 17 | United Midwest Savings Bank Bank · Degraff, OH | 1 | $306K | $306,000 | 100% | Retail |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) San Juan, PR | 1 | $509K | $509,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Retail | 16 | $150,000 | Merchants Commercial Bank | |
| Restaurants and hotels | 14 | $251,000 | Merchants Commercial Bank | |
| Transportation and warehousing | 10 | $126,650 | Oriental Bank | |
| Manufacturing | 7 | $75,600 | Newtek Bank | |
| Health care and social assistance | 6 | $346,000 | Banco Popular de Puerto Rico | |
| Real estate and rental | 6 | $132,250 | Oriental Bank | |
| Wholesale trade | 4 | $273,500 | Oriental Bank | |
| Other services (repair, personal care) | 4 | $125,000 | FirstBank Puerto Rico | |
| Administrative and support services | 3 | $100,000 | Banco Popular de Puerto Rico | |
| Professional and technical services | 3 | $1,000,000 | HomeTrust Bank | |
| Arts, entertainment and recreation | 2 | $601,500 | Merchants Commercial Bank | |
| Construction | 2 | $126,900 | Banco Popular de Puerto Rico |
| City | Loans | Approved | Median loan | Most active lender |
|---|