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SBA lenders in Lacey, WA

SBA 7(a) and 504 loans to businesses in Lacey (Thurston County), October 2021 to June 30, 2026 · Updated October 15, 2026
32
SBA loans approved
$20.1M
Total approved
$375,500
Median loan
19
Lenders active
34%
To startups

32 SBA loans worth $20.1M went to businesses in Lacey, WA between October 2021 and June 2026, from 19 lenders. Evergreen Business Capital made the most, 4 loans. The median loan was $375,500, compared with $200,000 across Washington, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Lacey

#LenderLoansApprovedMedian loanTo startups
1Evergreen Business Capital
Certified development company · Seattle, WA
4$2.0M$322,0000%
2KeyBank
Bank · Cleveland, OH
4$1.0M$233,500100%
3Huntington National Bank
Bank · Columbus, OH
3$585K$215,00067%
4Columbia Bank
Bank · Roseburg, OR
3$125K$50,0000%
5FFB Bank
Bank · Fresno, CA
2$4.1M$2,057,5000%
6Live Oak Banking
Bank · Wilmington, NC
2$3.5M$1,775,00050%
7Newtek Bank
Bank · Miami, FL
2$103K$51,50050%
8Harborstone CU
Credit union · Lakewood, WA
1$2.6M$2,617,9000%
9O Bee Credit Union
Credit union · Lacey, WA
1$1.1M$1,139,2000%
10Northwest Business Development Association
Certified development company · Spokane Valley, WA
1$842K$842,000100%
11Port 51 Lending
Non-bank lender · New York, NY
1$786K$786,0000%
12Commonwealth Business Bank
Bank · Los Angeles, CA
1$750K$750,0000%
13GBC International Bank
Bank · Los Angeles, CA
1$744K$744,0000%
14Heritage Bank
Bank · Olympia, WA
1$586K$586,000100%
15Hanmi Bank
Bank · Los Angeles, CA
1$417K$417,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lacey. For 504 loans the lender shown is the certified development company.

What gets financed in Lacey

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels7
22%
$351,000KeyBank
Retail6
19%
$396,500O Bee Credit Union
Arts, entertainment and recreation3
9%
$215,000Huntington National Bank
Health care and social assistance3
9%
$786,000Columbia Bank
Professional and technical services3
9%
$842,000Harborstone CU
Other services (repair, personal care)3
9%
$416,000Live Oak Banking
Finance and insurance2
6%
$2,057,500FFB Bank
Administrative and support services1
3%
$63,000Newtek Bank
Loan size mix
  • Under $150,00028%
  • $150,000 to $500,00034%
  • $500,000 to $2 million28%
  • $2 million and up9%
Compared with Washington
Median loan, Lacey
$375,500
Median loan, Washington
$200,000
Startup share, Lacey
34%
Startup share, Washington
29%
Share of state's SBA loans
0.4%

SBA loans per fiscal year in Lacey

03710FY14: 10 loansFY1410FY15: 4 loansFY15FY16: 1 loansFY16FY17: 10 loansFY17FY18: 10 loansFY18FY19: 8 loansFY19FY20: 7 loansFY20FY21: 7 loansFY21FY22: 7 loansFY22FY23: 5 loansFY23FY24: 7 loansFY24FY25: 9 loansFY25FY26 (Oct to Jun): 4 loansFY264
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.