Bank · College Station, TX
American Momentum Bank: SBA lending profile
#198
National rank by loans
American Momentum Bank approved 209 SBA loans worth $206.9M between October 2021 and June 2026, ranking #198 of 2,283 SBA lenders nationally by loan count. Its median loan was $705,500, and 26% went to startups or businesses under two years old. It lent in 35 states, most often in Texas, and its most financed industry was retail.
SBA loans per fiscal year
0 23 47 70 FY14: 7 loans FY14 FY15: 5 loans FY15 FY16: 5 loans FY16 FY17: 34 loans FY17 FY18: 42 loans FY18 FY19: 37 loans FY19 FY20: 24 loans FY20 FY21: 30 loans FY21 FY22: 22 loans FY22 FY23: 50 loans FY23 FY24: 46 loans FY24 FY25: 62 loans FY25 62 FY26 (Oct to Jun): 29 loans FY26 29 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where American Momentum Bank lends
State Loans Approved Median loan Rank in state
Texas 56 $65.0M $853,800 #76 Florida 36 $38.9M $895,000 #80 Arizona 14 $11.0M $601,500 #67 Georgia 14 $10.8M $477,500 #97 Kentucky 11 $9.4M $522,000 #35 Missouri 8 $4.3M $534,000 #99 North Carolina 7 $6.5M $578,500 #92 Ohio 6 $6.4M $995,000 #111 Illinois 6 $3.6M $621,250 #135 Michigan 5 $4.3M $759,100 #132 California 5 $3.7M $500,000 #204 Colorado 5 $3.8M $614,400 #124 Massachusetts 3 $4.3M $1,623,800 #142 Wisconsin 2 $4.4M $2,178,000 #174 Utah 2 $3.7M $1,841,500 #110
Industries American Momentum Bank finances
Industry Loans Share Median loan
Retail 43
$597,600 Other services (repair, personal care) 35
$698,000 Restaurants and hotels 26
$731,000 Health care and social assistance 23
$756,200 Professional and technical services 17
$534,300 Construction 14
$847,500 Wholesale trade 11
$616,500 Manufacturing 9
$1,073,800 Administrative and support services 8
$792,000 Mining and oil and gas 5
$765,000
Loan size mix
Under $150,000 8% $150,000 to $500,000 20% $500,000 to $2 million 63% $2 million and up 10% Loan programs used
Preferred Lender (PLP) 89% SBA Express 9% International Trade Loans 1% Standard 7(a) 1%
Bank financials · Q2 2026
Total assets
$2.8B
Return on assets (annualized)
1.27%
Tier 1 capital to assets
18.4%
Business (C&I) loans
$332.1M
Noncurrent loans
3.56%
Uninsured deposits
48%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 58309.
Loan terms
Median initial rate, FY2025 to date
9.50%
Variable-rate share
100%
Median term
10 years
Startups and new businesses
26%
Charge-off rate, 2010 to 2019 loans now closed
13.9%
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Get a Lender Match Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology