9,542 SBA loans worth $7.2B went to Georgia businesses between October 2021 and June 2026, from 281 lenders. Huntington National Bank made the most 7(a) loans, 670 or 8% of the state's total, and the ten most active lenders made 46%. The median 7(a) loan was $312,000, above the national median of $158,000. Restaurants and hotels was the most financed industry, at 17% of loans. Annual loan count rose 37% from fiscal 2023 to fiscal 2025.
| # | Lender | Loans | Approved | Median loan | To startups | Most common borrower |
|---|---|---|---|---|---|---|
| 1 | Huntington National Bank Bank · Columbus, OH | 670 | $293.7M | $278,250 | 67% | Restaurants and hotels |
| 2 | Newtek Bank Bank · Miami, FL | 638 | $249.7M | $200,000 | 22% | Professional and technical services |
| 3 | Northeast Bank Bank · Portland, ME | 552 | $82.0M | $124,400 | 10% | Transportation and warehousing |
| 4 | Wells Fargo Bank Bank · Sioux Falls, SD | 455 | $49.4M | $15,000 | 93% | Transportation and warehousing |
| 5 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 429 | $142.4M | $67,500 | 21% | Professional and technical services |
| 6 | BayFirst National Bank Bank · St. Petersburg, FL | 286 | $49.9M | $150,000 | 3% | Professional and technical services |
| 7 | Live Oak Banking Bank · Wilmington, NC | 263 | $349.3M | $725,000 | 26% | Health care and social assistance |
| 8 | SouthState Bank Bank · Winter Haven, FL | 228 | $123.2M | $312,000 | 21% | Restaurants and hotels |
| 9 | Celtic Bank Bank · Salt Lake City, UT | 207 | $71.1M | $150,000 | 12% | Other services (repair, personal care) |
| 10 | Metro City Bank Bank · Doraville, GA | 195 | $406.9M | $1,640,000 | 33% | Retail |
| 11 | United Midwest Savings Bank Bank · Degraff, OH | 193 | $52.5M | $150,000 | 85% | Construction |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 175 | $44.3M | $200,000 | 7% | Professional and technical services |
| 13 | Bank of America Bank · Charlotte, NC | 144 | $72.1M | $305,000 | 14% | Professional and technical services |
| 14 | United Community Bank Bank · Greenville, SC | 137 | $120.7M | $505,000 | 45% | Restaurants and hotels |
| 15 | Renasant Bank Bank · Tupelo, MS | 128 | $126.1M | $571,550 | 48% | Restaurants and hotels |
| 16 | Lendistry SBLC Non-bank lender · Los Angeles, CA | 127 | $25.6M | $150,000 | 0% | Transportation and warehousing |
| 17 | Pinnacle Bank Bank · Nashville, TN | 118 | $131.4M | $705,000 | 42% | Retail |
| 18 | Georgia's Own Credit Union Credit union · Atlanta, GA | 117 | $122.4M | $556,500 | 55% | Retail |
| 19 | First Bank of the Lake Bank · Osage Beach, MO | 107 | $71.7M | $320,000 | 69% | Construction |
| 20 | Newtek Small Business Finance Non-bank lender · Lake Success, NY | 104 | $66.7M | $271,500 | 28% | Construction |
| 21 | Citizens Bank Bank · Elizabethton, TN | 99 | $82.8M | $500,000 | 63% | Restaurants and hotels |
| 22 | First Community Bank Bank · Lexington, SC | 97 | $132.6M | $782,000 | 41% | Retail |
| 23 | Loyal Trust Bank Bank · Johns Creek, GA | 88 | $96.1M | $600,000 | 67% | Restaurants and hotels |
| 24 | Colony Bank Bank · Fitzgerald, GA | 82 | $72.0M | $360,400 | 34% | Retail |
| 25 | PromiseOne Bank Bank · Duluth, GA | 81 | $96.1M | $550,000 | 43% | Restaurants and hotels |
| # | Certified development company | Loans | SBA portion approved | Median |
|---|---|---|---|---|
| 1 | Florida Business Development Tampa, FL | 307 | $393.6M | $843,000 |
| 2 | Capital Partners Certified Development Atlanta, GA | 226 | $329.5M | $1,119,500 |
| 3 | Small Business Access Partners Gainesville, GA | 154 | $178.4M | $929,000 |
| 4 | Georgia Certified Development Atlanta, GA | 71 | $111.0M | $1,052,000 |
| 5 | CSRA Local Development Augusta, GA | 62 | $69.7M | $791,500 |
| 6 | Florida First Capital Finance Corporation Tallahassee, FL | 54 | $93.2M | $1,068,500 |
| 7 | Small Business Assistance Savannah, GA | 34 | $42.4M | $851,500 |
| 8 | Coastal Area District Development Authority Brunswick, GA | 19 | $16.0M | $695,000 |
| 9 | Southern Georgia Area Development Valdosta, GA | 7 | $11.1M | $637,000 |
| 10 | Business Finance Capital Los Angeles, CA | 1 | $1.4M | $1,394,000 |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Restaurants and hotels | 1,623 | $548,100 | Huntington National Bank | |
| Retail | 1,289 | $500,000 | Metro City Bank | |
| Health care and social assistance | 1,086 | $362,100 | Huntington National Bank | |
| Other services (repair, personal care) | 947 | $316,900 | Newtek Bank | |
| Professional and technical services | 890 | $204,500 | Newtek Bank | |
| Construction | 813 | $225,000 | Northeast Bank | |
| Administrative and support services | 548 | $240,750 | Newtek Bank | |
| Transportation and warehousing | 436 | $113,500 | Wells Fargo Bank | |
| Manufacturing | 426 | $370,750 | Newtek Bank | |
| Wholesale trade | 378 | $460,200 | Northeast Bank | |
| Arts, entertainment and recreation | 352 | $369,050 | Huntington National Bank | |
| Real estate and rental | 208 | $300,000 | Newtek Bank |
| City | Loans | Approved | Median loan | Most active lender |
|---|---|---|---|---|
| Atlanta | 1,393 | $947.9M | $348,000 | Newtek Bank |
| Alpharetta | 442 | $306.7M | $350,000 | Newtek Bank |
| Marietta | 402 | $287.5M | $350,000 | Huntington National Bank |
| Duluth | 260 | $209.0M | $406,750 | Readycap Lending |
| Cumming | 252 | $265.5M | $405,000 | Huntington National Bank |
| Roswell | 220 | $136.2M | $300,000 | Huntington National Bank |
| Lawrenceville | 219 | $132.8M | $213,500 | Huntington National Bank |
| Savannah | 210 | $193.8M | $350,000 | Small Business Assistance |
| Buford | 195 | $130.2M | $350,000 | Huntington National Bank |
| Suwanee | 177 | $115.3M | $319,000 | Newtek Bank |
| Norcross | 150 | $110.9M | $350,000 | Newtek Bank |
| Mcdonough | 149 | $108.8M | $307,800 | Newtek Bank |
| Woodstock | 147 | $88.6M | $227,500 | Newtek Bank |
| Decatur | 140 | $85.5M | $314,800 | Readycap Lending |
| Augusta | 137 | $115.7M | $496,000 | CSRA Local Development |
78 Georgia cities and suburbs with at least 25 SBA loans since October 2021. Search any zip code at the top of the page.