Bank · Columbus, OH
JPMorgan Chase Bank: SBA lending profile
#11
National rank by loans
JPMorgan Chase Bank approved 7,412 SBA loans worth $1.9B between October 2021 and June 2026, ranking #11 of 2,283 SBA lenders nationally by loan count. Its median loan was $200,000, and 8% went to startups or businesses under two years old. It lent in 49 states, most often in California, and its most financed industry was construction.
SBA loans per fiscal year
0 1,667 3,333 5,000 FY14: 3,756 loans FY14 FY15: 4,039 loans FY15 4,039 FY16: 3,330 loans FY16 FY17: 3,298 loans FY17 FY18: 2,604 loans FY18 FY19: 1,890 loans FY19 FY20: 941 loans FY20 FY21: 343 loans FY21 FY22: 700 loans FY22 FY23: 1,545 loans FY23 FY24: 2,553 loans FY24 FY25: 1,914 loans FY25 FY26 (Oct to Jun): 700 loans FY26 700 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where JPMorgan Chase Bank lends
State Loans Approved Median loan Rank in state
California 1,564 $454.0M $200,000 #5 New York 1,263 $290.3M $175,000 #3 Florida 848 $178.1M $180,000 #10 Texas 844 $247.0M $200,000 #6 Illinois 416 $103.2M $200,000 #7 New Jersey 340 $80.2M $150,000 #6 Arizona 249 $75.2M $200,000 #8 Colorado 240 $78.2M $208,800 #10 Michigan 185 $59.9M $200,000 #10 Georgia 175 $44.3M $200,000 #14 Washington 162 $50.4M $200,000 #16 Ohio 159 $37.8M $180,000 #13 Indiana 103 $21.0M $180,000 #15 Oregon 95 $27.5M $189,000 #13 Louisiana 91 $16.3M $120,000 #8
Industries JPMorgan Chase Bank finances
Industry Loans Share Median loan
Construction 1,779
$200,000 Professional and technical services 1,164
$200,000 Retail 671
$170,000 Health care and social assistance 612
$225,000 Wholesale trade 559
$250,000 Transportation and warehousing 444
$120,000 Administrative and support services 441
$200,000 Other services (repair, personal care) 411
$100,000 Restaurants and hotels 343
$154,500 Manufacturing 337
$200,000
Loan size mix
Under $150,000 40% $150,000 to $500,000 48% $500,000 to $2 million 11% $2 million and up 1% Loan programs used
SBA Express 91% Preferred Lender (PLP) 9% Standard 7(a) 0%
Bank financials · Q2 2026
Total assets
$4091.3B
Return on assets (annualized)
1.59%
Tier 1 capital to assets
7.4%
Business (C&I) loans
$241.8B
Noncurrent loans
0.79%
Uninsured deposits
49%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 628.
Loan terms
Median initial rate, FY2025 to date
10.90%
Variable-rate share
77%
Median term
10 years
Startups and new businesses
8%
Charge-off rate, 2010 to 2019 loans now closed
7.8%
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See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology