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Bank · McLean, VA

Capital One: SBA lending profile

Capital One National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
281
SBA loans approved
$277.4M
Total approved
$500,000
Median loan
15
States lent in
34%
To startups
#151
National rank by loans

Capital One approved 281 SBA loans worth $277.4M between October 2021 and June 2026, ranking #151 of 2,283 SBA lenders nationally by loan count. Its median loan was $500,000, and 34% went to startups or businesses under two years old. It lent in 15 states, most often in Texas, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

0100200300FY14: 150 loansFY14FY15: 240 loansFY15240FY16: 158 loansFY16FY17: 130 loansFY17FY18: 135 loansFY18FY19: 109 loansFY19FY20: 52 loansFY20FY21: 23 loansFY21FY22: 26 loansFY22FY23: 75 loansFY23FY24: 74 loansFY24FY25: 63 loansFY25FY26 (Oct to Jun): 43 loansFY2643
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Capital One lends

StateLoansApprovedMedian loanRank in state
Texas70$80.1M$771,750#64
Florida54$46.9M$500,000#65
New York29$36.1M$500,000#65
California23$14.2M$450,000#126
Virginia19$9.9M$500,000#50
Arizona18$19.8M$661,150#55
Maryland15$16.2M$500,000#43
New Jersey10$8.4M$318,000#82
Illinois9$10.1M$1,090,800#104
Georgia8$9.7M$352,000#123
Colorado7$4.1M$500,000#112
Louisiana7$8.5M$500,000#51
Massachusetts5$5.8M$1,422,800#115
District of Columbia4$5.8M$387,500#32
Wisconsin3$1.9M$651,100#146

Industries Capital One finances

IndustryLoansShareMedian loan
Restaurants and hotels44
16%
$1,160,950
Construction38
14%
$500,000
Professional and technical services37
13%
$500,000
Health care and social assistance27
10%
$500,000
Wholesale trade25
9%
$500,000
Administrative and support services25
9%
$403,200
Manufacturing24
9%
$796,250
Other services (repair, personal care)21
7%
$548,000
Retail17
6%
$500,000
Education7
2%
$651,100
Loan size mix
  • Under $150,0002%
  • $150,000 to $500,00035%
  • $500,000 to $2 million50%
  • $2 million and up14%
Loan programs used
  • Preferred Lender (PLP)58%
  • SBA Express40%
  • Standard 7(a)1%
  • Export Express0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.