US Lender Metrics Get a Lender Match
Home › Lender directory › Capitol National Bank
Bank · Lansing, MI

Capitol National Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
29
SBA loans approved
$18.2M
Total approved
$350,000
Median loan
4
States lent in
72%
To startups
#736
National rank by loans

Capitol National Bank approved 29 SBA loans worth $18.2M between October 2021 and June 2026, ranking #736 of 2,283 SBA lenders nationally by loan count. Its median loan was $350,000, and 72% went to startups or businesses under two years old. It lent in 4 states, most often in Michigan, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

071320FY14: 6 loansFY14FY15: 19 loansFY1519FY16: 19 loansFY16FY17: 11 loansFY17FY18: 7 loansFY18FY19: 5 loansFY19FY20: 3 loansFY20FY21: 13 loansFY21FY22: 13 loansFY22FY23: 5 loansFY23FY24: 2 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 2 loansFY262
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Capitol National Bank lends

StateLoansApprovedMedian loanRank in state
Michigan16$12.9M$350,000#66
Indiana7$2.9M$394,200#87
Florida5$1.8M$350,000#170
Georgia1$500K$500,000#253

Industries Capitol National Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels19
66%
$350,000
Professional and technical services2
7%
$237,500
Arts, entertainment and recreation1
3%
$158,100
Agriculture, forestry and fishing1
3%
$1,000,000
Other services (repair, personal care)1
3%
$140,800
Construction1
3%
$505,400
Real estate and rental1
3%
$350,000
Retail1
3%
$3,060,000
Transportation and warehousing1
3%
$100,000
Wholesale trade1
3%
$1,900,000
Loan size mix
  • Under $150,00010%
  • $150,000 to $500,00062%
  • $500,000 to $2 million21%
  • $2 million and up7%
Loan programs used
  • Preferred Lender (PLP)83%
  • Standard 7(a)10%
  • 7a with EWCP3%
  • Seasonal CAPLine3%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.