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Bank · Kansas City, MO

Commerce Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
240
SBA loans approved
$71.9M
Total approved
$100,000
Median loan
11
States lent in
36%
To startups
#175
National rank by loans

Commerce Bank approved 240 SBA loans worth $71.9M between October 2021 and June 2026, ranking #175 of 2,283 SBA lenders nationally by loan count. Its median loan was $100,000, and 36% went to startups or businesses under two years old. It lent in 11 states, most often in Missouri, and its most financed industry was construction.

SBA loans per fiscal year

0275380FY14: 52 loansFY14FY15: 72 loansFY15FY16: 69 loansFY16FY17: 66 loansFY17FY18: 46 loansFY18FY19: 30 loansFY19FY20: 34 loansFY20FY21: 59 loansFY21FY22: 52 loansFY22FY23: 52 loansFY23FY24: 74 loansFY2474FY25: 48 loansFY25FY26 (Oct to Jun): 14 loansFY2614
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Commerce Bank lends

StateLoansApprovedMedian loanRank in state
Missouri132$47.1M$150,000#9
Kansas63$13.8M$64,000#7
Colorado16$3.6M$129,950#70
Illinois15$931K$50,000#83
Oklahoma5$1.4M$100,000#72
Georgia2$500K$250,000#212
Arkansas2$95K$47,500#87
Ohio2$90K$45,000#180
Florida1$850K$850,000#289
North Carolina1$611K$611,300#165
Texas1$3.0M$3,000,000#410

Industries Commerce Bank finances

IndustryLoansShareMedian loan
Construction33
14%
$100,000
Professional and technical services31
13%
$100,000
Transportation and warehousing29
12%
$76,900
Administrative and support services23
10%
$55,000
Manufacturing21
9%
$100,000
Health care and social assistance19
8%
$190,400
Wholesale trade17
7%
$172,000
Other services (repair, personal care)16
7%
$122,500
Retail15
6%
$150,000
Finance and insurance9
4%
$135,700
Loan size mix
  • Under $150,00058%
  • $150,000 to $500,00030%
  • $500,000 to $2 million8%
  • $2 million and up4%
Loan programs used
  • SBA Express48%
  • Preferred Lender (PLP)46%
  • Preferred Lenders with EWCP1%
  • Standard 7(a)1%
  • Preferred Lenders with WCP1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.