Bank · Cincinnati, OH
Fifth Third Bank: SBA lending profile
#23
National rank by loans
Fifth Third Bank approved 2,097 SBA loans worth $1.3B between October 2021 and June 2026, ranking #23 of 2,283 SBA lenders nationally by loan count. Its median loan was $200,000, and 23% went to startups or businesses under two years old. It lent in 38 states, most often in Michigan, and its most financed industry was construction.
SBA loans per fiscal year
0 300 600 900 FY14: 306 loans FY14 FY15: 602 loans FY15 FY16: 813 loans FY16 813 FY17: 732 loans FY17 FY18: 584 loans FY18 FY19: 558 loans FY19 FY20: 387 loans FY20 FY21: 373 loans FY21 FY22: 507 loans FY22 FY23: 405 loans FY23 FY24: 428 loans FY24 FY25: 435 loans FY25 FY26 (Oct to Jun): 322 loans FY26 322 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where Fifth Third Bank lends
State Loans Approved Median loan Rank in state
Michigan 483 $289.6M $231,500 #2 Texas 387 $248.3M $250,000 #13 California 270 $101.0M $175,000 #31 Florida 227 $143.5M $150,000 #20 Ohio 179 $93.2M $200,000 #12 Illinois 151 $61.9M $100,000 #12 Indiana 77 $45.0M $100,000 #22 North Carolina 70 $31.4M $100,000 #29 Arizona 48 $30.2M $250,000 #34 Kentucky 43 $15.0M $85,000 #12 Tennessee 29 $26.3M $310,600 #23 Georgia 18 $11.0M $384,000 #85 New York 14 $20.0M $1,002,850 #93 Colorado 14 $31.0M $2,036,650 #79 South Carolina 10 $14.7M $1,194,500 #53
Industries Fifth Third Bank finances
Industry Loans Share Median loan
Construction 295
$150,000 Professional and technical services 250
$250,000 Health care and social assistance 244
$588,100 Retail 243
$200,000 Restaurants and hotels 203
$200,000 Other services (repair, personal care) 174
$139,700 Manufacturing 155
$363,000 Transportation and warehousing 120
$81,000 Wholesale trade 119
$350,000 Administrative and support services 90
$100,000
Loan size mix
Under $150,000 40% $150,000 to $500,000 29% $500,000 to $2 million 21% $2 million and up 9% Loan programs used
SBA Express 71% Preferred Lender (PLP) 28% Standard 7(a) 1% 7a with EWCP 0% CAPLines 0%
Bank financials · Q2 2026
Total assets
$299.2B
Return on assets (annualized)
0.97%
Tier 1 capital to assets
9.6%
Business (C&I) loans
$70.4B
Noncurrent loans
0.85%
Uninsured deposits
44%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 6672.
Loan terms
Median initial rate, FY2025 to date
9.25%
Variable-rate share
85%
Median term
10 years
Startups and new businesses
23%
Charge-off rate, 2010 to 2019 loans now closed
6.4%
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See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology