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    Home › Lender directory › First Federal Bank
    Bank · Lake City, FL

    First Federal Bank: SBA lending profile

    SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 16, 2026 · Lender website
    Is this your bank? See First Federal Bank's free SBA market report preview: market share, competitors and pricing.
    87
    SBA loans approved
    $52.0M
    Total approved
    $541,200
    Median loan
    4
    States lent in
    77%
    To startups
    #397
    National rank by loans

    First Federal Bank approved 87 SBA loans worth $52.0M between October 2021 and June 2026, ranking #397 of 2,283 SBA lenders nationally by loan count. Its median loan was $541,200, and 77% went to startups or businesses under two years old. It lent in 4 states, most often in Florida, and its most financed industry was restaurants and hotels.

    SBA loans per fiscal year

    0234770FY14: 61 loansFY1461FY15: 54 loansFY15FY16: 38 loansFY16FY17: 36 loansFY17FY18: 16 loansFY18FY19: 7 loansFY19FY20: 19 loansFY20FY21: 13 loansFY21FY22: 10 loansFY22FY23: 26 loansFY23FY24: 23 loansFY24FY25: 17 loansFY25FY26 (Oct to Jun): 11 loansFY2611
    Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

    Where First Federal Bank lends

    StateLoansApprovedMedian loanRank in state
    Florida69$43.3M$593,100#54
    South Carolina10$3.8M$335,300#52
    Georgia5$3.2M$725,000#155
    North Carolina3$1.6M$680,000#146

    Industries First Federal Bank finances

    IndustryLoansShareMedian loan
    Restaurants and hotels31
    36%
    		$792,000
    Other services (repair, personal care)10
    11%
    		$385,800
    Health care and social assistance10
    11%
    		$214,000
    Retail9
    10%
    		$840,500
    Construction5
    6%
    		$207,000
    Manufacturing4
    5%
    		$267,300
    Arts, entertainment and recreation4
    5%
    		$342,900
    Professional and technical services3
    3%
    		$195,100
    Education3
    3%
    		$135,000
    Administrative and support services3
    3%
    		$377,100
    Loan size mix
    • Under $150,00016%
    • $150,000 to $500,00032%
    • $500,000 to $2 million52%
    • $2 million and up0%
    Loan programs used
    • Preferred Lender (PLP)97%
    • Standard 7(a)3%
    SBA Lenders by StateLender DirectoryLender MatchFor LendersMethodologyAboutPrivacyTermsDisclaimerContact
    Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.