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Credit union · Chubbuck, ID

Idaho Central CU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
314
SBA loans approved
$181.8M
Total approved
$263,000
Median loan
7
States lent in
51%
To startups
#138
National rank by loans

Idaho Central CU approved 314 SBA loans worth $181.8M between October 2021 and June 2026, ranking #138 of 2,283 SBA lenders nationally by loan count. Its median loan was $263,000, and 51% went to startups or businesses under two years old. It lent in 7 states, most often in Idaho, and its most financed industry was construction.

SBA loans per fiscal year

067133200FY14FY15FY16: 2 loansFY16FY17: 50 loansFY17FY18: 24 loansFY18FY19: 9 loansFY19FY20: 11 loansFY20FY21: 41 loansFY21FY22: 50 loansFY22FY23: 43 loansFY23FY24: 54 loansFY24FY25: 102 loansFY25102FY26 (Oct to Jun): 65 loansFY2665
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Idaho Central CU lends

StateLoansApprovedMedian loanRank in state
Idaho268$160.6M$281,000#2
Washington40$14.1M$160,500#42
Arizona2$175K$87,500#148
Montana1$2.4M$2,400,000#108
Ohio1$3.2M$3,205,000#242
Oregon1$1.2M$1,200,000#155
Utah1$140K$140,000#166

Industries Idaho Central CU finances

IndustryLoansShareMedian loan
Construction43
14%
$250,000
Retail43
14%
$250,000
Health care and social assistance37
12%
$350,000
Restaurants and hotels36
11%
$313,700
Other services (repair, personal care)33
11%
$349,500
Manufacturing27
9%
$234,000
Administrative and support services20
6%
$332,500
Professional and technical services14
4%
$250,000
Real estate and rental14
4%
$269,450
Education11
4%
$250,000
Loan size mix
  • Under $150,00030%
  • $150,000 to $500,00036%
  • $500,000 to $2 million29%
  • $2 million and up6%
Loan programs used
  • Preferred Lender (PLP)73%
  • SBA Express23%
  • Standard 7(a)4%
  • Contract CAPLine0%
  • PLP MARC0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.