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Credit union · Sandy, UT

Mountain America FCU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
895
SBA loans approved
$329.4M
Total approved
$50,000
Median loan
12
States lent in
37%
To startups
#48
National rank by loans

Mountain America FCU approved 895 SBA loans worth $329.4M between October 2021 and June 2026, ranking #48 of 2,283 SBA lenders nationally by loan count. Its median loan was $50,000, and 37% went to startups or businesses under two years old. It lent in 12 states, most often in Utah, and its most financed industry was construction.

SBA loans per fiscal year

0100200300FY14: 151 loansFY14FY15: 83 loansFY15FY16: 99 loansFY16FY17: 104 loansFY17FY18: 131 loansFY18FY19: 80 loansFY19FY20: 112 loansFY20FY21: 119 loansFY21FY22: 131 loansFY22FY23: 181 loansFY23FY24: 233 loansFY24FY25: 259 loansFY25259FY26 (Oct to Jun): 91 loansFY2691
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Mountain America FCU lends

StateLoansApprovedMedian loanRank in state
Utah638$230.3M$50,000#3
Idaho101$34.5M$50,000#8
Arizona92$39.7M$50,000#20
Nevada36$9.6M$50,000#19
Montana10$8.9M$163,000#29
Wyoming7$1.4M$25,000#19
Washington3$3.1M$1,467,400#132
Colorado2$1.3M$627,600#169
New Mexico2$240K$120,000#67
Virginia2$383K$191,500#145
Georgia1$20K$20,000#223
California1$25K$25,000#271

Industries Mountain America FCU finances

IndustryLoansShareMedian loan
Construction147
16%
$50,000
Health care and social assistance114
13%
$50,000
Retail111
12%
$100,000
Other services (repair, personal care)106
12%
$50,000
Restaurants and hotels105
12%
$125,000
Professional and technical services73
8%
$50,000
Manufacturing44
5%
$235,500
Arts, entertainment and recreation39
4%
$107,500
Real estate and rental38
4%
$156,450
Transportation and warehousing30
3%
$50,000
Loan size mix
  • Under $150,00058%
  • $150,000 to $500,00020%
  • $500,000 to $2 million17%
  • $2 million and up4%
Loan programs used
  • SBA Express55%
  • Preferred Lender (PLP)44%
  • Standard 7(a)1%
  • PLP MARC0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.