Bank · Newark, OH
Park National Bank: SBA lending profile
#386
National rank by loans
Park National Bank approved 89 SBA loans worth $44.2M between October 2021 and June 2026, ranking #386 of 2,283 SBA lenders nationally by loan count. Its median loan was $225,000, and 39% went to startups or businesses under two years old. It lent in 6 states, most often in Ohio, and its most financed industry was manufacturing.
SBA loans per fiscal year
0 17 33 50 FY14: 25 loans FY14 FY15: 16 loans FY15 FY16: 21 loans FY16 FY17: 21 loans FY17 FY18: 47 loans FY18 47 FY19: 13 loans FY19 FY20: 14 loans FY20 FY21: 11 loans FY21 FY22: 8 loans FY22 FY23: 16 loans FY23 FY24: 20 loans FY24 FY25: 22 loans FY25 FY26 (Oct to Jun): 23 loans FY26 23
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where Park National Bank lends
Industries Park National Bank finances
Industry Loans Share Median loan
Manufacturing 17 19%
$200,000
Retail 15 17%
$270,000
Restaurants and hotels 14 16%
$326,400
Construction 8 9%
$209,000
Wholesale trade 6 7%
$336,200
Health care and social assistance 6 7%
$277,100
Other services (repair, personal care) 5 6%
$150,000
Professional and technical services 5 6%
$225,000
Administrative and support services 3 3%
$183,800
Arts, entertainment and recreation 3 3%
$315,000
Loan size mix
Under $150,000 26% $150,000 to $500,000 49% $500,000 to $2 million 20% $2 million and up 4%
Loan programs used
Preferred Lender (PLP) 66% SBA Express 31% Standard 7(a) 1% PLP MARC 1%
Bank financials · Q2 2026
Total assets
$12.6B
Return on assets (annualized)
1.99%
Tier 1 capital to assets
10.2%
Business (C&I) loans
$859.7M
Noncurrent loans
0.87%
Uninsured deposits
22%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 6653.
Loan terms
Median initial rate, FY2025 to date
7.75%
Variable-rate share
84%
Median term
10 years
Startups and new businesses
39%
Charge-off rate, 2010 to 2019 loans now closed
1.8%
Is Park National Bank right for your loan?
Lender Match compares 15 to 25 lenders that fund deals like yours, by size, industry, location and startup appetite.
Get a Lender Match
Work at Park National Bank?
See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report
Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology