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Bank · Sioux Falls, SD

Pathward: SBA lending profile

Pathward National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
459
SBA loans approved
$786.2M
Total approved
$1,110,000
Median loan
44
States lent in
29%
To startups
#96
National rank by loans

Pathward approved 459 SBA loans worth $786.2M between October 2021 and June 2026, ranking #96 of 2,283 SBA lenders nationally by loan count. Its median loan was $1,110,000, and 29% went to startups or businesses under two years old. It lent in 44 states, most often in Florida, and its most financed industry was construction.

SBA loans per fiscal year

067133200FY14: 9 loansFY14FY15: 39 loansFY15FY16: 52 loansFY16FY17: 43 loansFY17FY18: 25 loansFY18FY19: 44 loansFY19FY20: 68 loansFY20FY21: 31 loansFY21FY22: 35 loansFY22FY23: 37 loansFY23FY24: 101 loansFY24FY25: 126 loansFY25FY26 (Oct to Jun): 160 loansFY26160
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where Pathward lends

StateLoansApprovedMedian loanRank in state
Florida64$101.9M$1,024,500#56
Texas55$92.3M$974,000#78
California46$82.8M$1,472,500#95
New York25$39.3M$1,066,000#76
Ohio19$35.3M$1,205,000#66
Illinois18$32.0M$1,399,200#77
North Carolina16$28.1M$853,500#59
Michigan15$19.1M$814,800#69
New Jersey15$26.9M$1,500,000#68
Georgia14$24.7M$1,710,000#99
Arizona13$23.3M$905,000#68
Colorado12$16.2M$1,284,900#85
Virginia12$24.6M$977,500#69
South Carolina12$11.9M$571,000#45
Missouri11$19.4M$900,000#80

Industries Pathward finances

IndustryLoansShareMedian loan
Construction82
18%
$1,587,500
Retail58
13%
$1,260,000
Professional and technical services49
11%
$1,430,000
Finance and insurance35
8%
$500,000
Manufacturing35
8%
$2,550,000
Other services (repair, personal care)34
7%
$1,008,250
Restaurants and hotels33
7%
$560,000
Administrative and support services27
6%
$1,125,000
Health care and social assistance24
5%
$1,071,100
Transportation and warehousing23
5%
$1,080,000
Loan size mix
  • Under $150,0004%
  • $150,000 to $500,00022%
  • $500,000 to $2 million41%
  • $2 million and up33%
Loan programs used
  • Preferred Lender (PLP)81%
  • SBA Express17%
  • Standard 7(a)2%
  • International Trade Loans0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.