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Bank · Rome, GA

River City Bank: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
32
SBA loans approved
$17.0M
Total approved
$400,000
Median loan
3
States lent in
34%
To startups
#698
National rank by loans

River City Bank approved 32 SBA loans worth $17.0M between October 2021 and June 2026, ranking #698 of 2,283 SBA lenders nationally by loan count. Its median loan was $400,000, and 34% went to startups or businesses under two years old. It lent in 3 states, most often in Georgia, and its most financed industry was restaurants and hotels.

SBA loans per fiscal year

03710FY14FY15FY16FY17FY18: 1 loansFY18FY19: 1 loansFY19FY20FY21FY22FY23: 7 loansFY23FY24: 9 loansFY24FY25: 10 loansFY2510FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where River City Bank lends

StateLoansApprovedMedian loanRank in state
Georgia27$14.4M$400,000#65
North Carolina3$872K$250,000#139
Alabama2$1.7M$850,000#107

Industries River City Bank finances

IndustryLoansShareMedian loan
Restaurants and hotels8
25%
$688,500
Construction4
12%
$479,500
Arts, entertainment and recreation4
12%
$300,000
Retail4
12%
$330,000
Administrative and support services2
6%
$382,500
Health care and social assistance2
6%
$512,500
Manufacturing2
6%
$1,142,500
Transportation and warehousing2
6%
$178,250
Other services (repair, personal care)2
6%
$1,146,500
Professional and technical services1
3%
$495,000
Loan size mix
  • Under $150,0009%
  • $150,000 to $500,00059%
  • $500,000 to $2 million31%
  • $2 million and up0%
Loan programs used
  • Standard 7(a)100%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.