Bank · Dallas, TX
T Bank: SBA lending profile
#121
National rank by loans
T Bank approved 350 SBA loans worth $600.8M between October 2021 and June 2026, ranking #121 of 2,283 SBA lenders nationally by loan count. Its median loan was $1,353,450, and 21% went to startups or businesses under two years old. It lent in 39 states, most often in Texas, and its most financed industry was retail.
SBA loans per fiscal year
0 67 133 200 FY14: 22 loans FY14 FY15: 30 loans FY15 FY16: 39 loans FY16 FY17: 29 loans FY17 FY18: 26 loans FY18 FY19: 31 loans FY19 FY20: 35 loans FY20 FY21: 60 loans FY21 FY22: 34 loans FY22 FY23: 51 loans FY23 FY24: 97 loans FY24 FY25: 104 loans FY25 104 FY26 (Oct to Jun): 64 loans FY26 64 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where T Bank lends
State Loans Approved Median loan Rank in state
Texas 142 $232.6M $1,313,250 #35 Colorado 23 $30.9M $1,324,000 #49 Utah 18 $28.8M $1,019,200 #40 California 16 $30.3M $1,407,400 #144 Georgia 13 $25.0M $1,529,500 #100 Florida 12 $23.2M $1,373,800 #134 Oklahoma 12 $18.1M $1,683,600 #41 Nevada 12 $18.9M $1,063,000 #41 Wisconsin 10 $17.3M $1,520,000 #80 Arizona 8 $11.8M $977,500 #86 New York 8 $17.7M $1,677,650 #124 Oregon 7 $6.7M $979,500 #65 Illinois 6 $15.6M $2,053,900 #134 New Jersey 6 $15.5M $2,586,050 #108 Massachusetts 5 $6.1M $998,000 #119
Industries T Bank finances
Industry Loans Share Median loan
Retail 67
$1,472,000 Construction 45
$1,601,800 Restaurants and hotels 44
$1,391,800 Other services (repair, personal care) 42
$1,003,750 Health care and social assistance 38
$1,354,400 Professional and technical services 28
$1,755,500 Administrative and support services 19
$892,000 Manufacturing 18
$1,484,650 Wholesale trade 15
$1,256,000 Transportation and warehousing 14
$1,248,800
Loan size mix
Under $150,000 1% $150,000 to $500,000 11% $500,000 to $2 million 56% $2 million and up 31% Loan programs used
Preferred Lender (PLP) 96% International Trade Loans 2% Standard 7(a) 1% SBA Express 0%
Bank financials · Q2 2026
Total assets
$1.1B
Return on assets (annualized)
1.22%
Tier 1 capital to assets
10.1%
Business (C&I) loans
$371.1M
Noncurrent loans
2.93%
Uninsured deposits
0%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 57703.
Loan terms
Median initial rate, FY2025 to date
9.25%
Variable-rate share
100%
Median term
10 years
Startups and new businesses
21%
Charge-off rate, 2010 to 2019 loans now closed
9.2%
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See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology