Credit union · Minot, ND
Town and Country CU: SBA lending profile
SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 16, 2026
#621
National rank by loans
Town and Country CU approved 41 SBA loans worth $7.5M between October 2021 and June 2026, ranking #621 of 2,283 SBA lenders nationally by loan count. Its median loan was $135,000, and 56% went to startups or businesses under two years old. It lent in 2 states, most often in North Dakota, and its most financed industry was restaurants and hotels.
SBA loans per fiscal year
0 7 13 20 FY14: 7 loans FY14 FY15: 7 loans FY15 FY16: 10 loans FY16 FY17: 5 loans FY17 FY18: 5 loans FY18 FY19: 3 loans FY19 FY20: 8 loans FY20 FY21: 2 loans FY21 FY22: 6 loans FY22 FY23: 4 loans FY23 FY24: 14 loans FY24 14 FY25: 10 loans FY25 FY26 (Oct to Jun): 7 loans FY26 7
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where Town and Country CU lends
Industries Town and Country CU finances
Industry Loans Share Median loan
Restaurants and hotels 9 22%
$100,000
Construction 7 17%
$200,000
Health care and social assistance 4 10%
$230,000
Other services (repair, personal care) 4 10%
$17,500
Retail 4 10%
$130,000
Manufacturing 4 10%
$244,000
Professional and technical services 3 7%
$100,000
Information and media 2 5%
$75,000
Finance and insurance 1 2%
$225,000
Arts, entertainment and recreation 1 2%
$145,000
Loan size mix
Under $150,000 54% $150,000 to $500,000 37% $500,000 to $2 million 10% $2 million and up 0%
Loan programs used
SBA Express 71% Standard 7(a) 29%
Loan terms
Median term
7 years
Startups and new businesses
56%
Charge-off rate, 2010 to 2019 loans now closed
6.0%
Is Town and Country CU right for your loan?
Lender Match compares 15 to 25 lenders that fund deals like yours, by size, industry, location and startup appetite.
Get a Lender Match
Work at Town and Country CU?
See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report
Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology