Bank · Zebulon, GA
United Bank: SBA lending profile
#973
National rank by loans
United Bank approved 16 SBA loans worth $5.1M between October 2021 and June 2026, ranking #973 of 2,283 SBA lenders nationally by loan count. Its median loan was $292,700, and 81% went to startups or businesses under two years old. It lent in 1 states, most often in Georgia, and its most financed industry was retail.
SBA loans per fiscal year
0 3 7 10 FY14 FY15 FY16 FY17 FY18 FY19 FY20 FY21 FY22: 1 loans FY22 FY23: 10 loans FY23 10 FY24: 3 loans FY24 FY25: 1 loans FY25 FY26 (Oct to Jun): 1 loans FY26 1 Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Where United Bank lends
State Loans Approved Median loan Rank in state
Georgia 16 $5.1M $292,700 #92
Industries United Bank finances
Industry Loans Share Median loan
Retail 4
$337,600 Administrative and support services 2
$240,750 Health care and social assistance 2
$223,950 Other services (repair, personal care) 2
$320,100 Arts, entertainment and recreation 1
$195,000 Finance and insurance 1
$191,200 Construction 1
$570,000 Professional and technical services 1
$317,800 Transportation and warehousing 1
$213,000 Wholesale trade 1
$331,300
Loan size mix
Under $150,000 6% $150,000 to $500,000 81% $500,000 to $2 million 12% $2 million and up 0%
Bank financials · Q2 2026
Total assets
$2.2B
Return on assets (annualized)
2.50%
Tier 1 capital to assets
12.9%
Business (C&I) loans
$60.5M
Noncurrent loans
0.23%
Uninsured deposits
27%
From the bank's FDIC call report. Shown for context, not as a rating. FDIC certificate 172.
Loan terms
Startups and new businesses
81%
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See its SBA market share in every state and county, who is taking share from it, how its rates compare, and the busy counties where it makes no loans.
See its market report Figures come from the SBA's public loan records and describe loans the SBA approved, not applications or the lender's full business.
Methodology