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Credit union · St. Joseph, MI

United FCU: SBA lending profile

SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026
96
SBA loans approved
$114.8M
Total approved
$815,000
Median loan
19
States lent in
26%
To startups
#369
National rank by loans

United FCU approved 96 SBA loans worth $114.8M between October 2021 and June 2026, ranking #369 of 2,283 SBA lenders nationally by loan count. Its median loan was $815,000, and 26% went to startups or businesses under two years old. It lent in 19 states, most often in Michigan, and its most financed industry was retail.

SBA loans per fiscal year

0204060FY14: 5 loansFY14FY15: 6 loansFY15FY16: 11 loansFY16FY17: 16 loansFY17FY18: 15 loansFY18FY19: 13 loansFY19FY20: 3 loansFY20FY21: 5 loansFY21FY22: 6 loansFY22FY23: 4 loansFY23FY24: 1 loansFY24FY25: 53 loansFY2553FY26 (Oct to Jun): 32 loansFY2632
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where United FCU lends

StateLoansApprovedMedian loanRank in state
Michigan46$41.1M$814,000#31
North Carolina8$13.8M$1,308,500#87
Florida6$3.5M$500,000#168
Indiana5$6.9M$673,200#107
Texas5$12.0M$2,506,000#253
Nevada4$2.1M$518,500#79
South Carolina3$6.7M$1,976,000#97
Ohio3$2.5M$774,000#146
Virginia3$6.8M$2,320,000#130
Wisconsin2$1.4M$677,250#168
Pennsylvania2$5.4M$2,684,500#172
New Jersey2$2.0M$1,010,500#143
Arkansas1$80K$80,000#141
Georgia1$1.8M$1,815,000#232
Minnesota1$1.8M$1,829,000#219

Industries United FCU finances

IndustryLoansShareMedian loan
Retail37
39%
$825,000
Restaurants and hotels24
25%
$1,822,000
Other services (repair, personal care)12
12%
$687,000
Administrative and support services6
6%
$317,500
Health care and social assistance4
4%
$999,000
Manufacturing2
2%
$1,187,500
Construction2
2%
$532,500
Arts, entertainment and recreation2
2%
$1,112,000
Agriculture, forestry and fishing2
2%
$885,000
Finance and insurance2
2%
$831,250
Loan size mix
  • Under $150,0003%
  • $150,000 to $500,00024%
  • $500,000 to $2 million59%
  • $2 million and up14%
Loan programs used
  • Preferred Lender (PLP)57%
  • Standard 7(a)38%
  • SBA Express4%
  • International Trade Loans1%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.