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SBA lenders in Big Bear Lake, CA

SBA 7(a) and 504 loans to businesses in Big Bear Lake (San Bernardino County), October 2021 to June 30, 2026 · Updated October 16, 2026
33
SBA loans approved
$30.7M
Total approved
$347,500
Median loan
14
Lenders active
15%
To startups

33 SBA loans worth $30.7M went to businesses in Big Bear Lake, CA between October 2021 and June 2026, from 14 lenders. U.S. Bank made the most, 14 loans. The median loan was $347,500, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Big Bear Lake

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
14$6.5M$50,00014%
2Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
3$3.7M$1,603,9000%
3BayFirst National Bank
Bank · St. Petersburg, FL
3$600K$150,0000%
4Open Bank
Bank · Los Angeles, CA
2$10.0M$5,000,0000%
5Stone Bank
Bank · Mountain View, AR
2$4.2M$2,087,5000%
6Mission Valley Bank
Bank · Sun Valley, CA
1$1.8M$1,830,6000%
7SMBC MANUBANK
Bank · Los Angeles, CA
1$1.3M$1,255,4000%
8Live Oak Banking
Bank · Wilmington, NC
1$900K$900,000100%
9CDC Small Business Finance
Certified development company · San Diego, CA
1$670K$670,0000%
10CalPrivate Bank
Bank · La Jolla, CA
1$350K$350,0000%
11Bank of Hope
Bank · Los Angeles, CA
1$323K$323,000100%
12Newtek Bank
Bank · Miami, FL
1$300K$300,0000%
13CenTrust Bank, A Division of SmartBiz Bank
Bank · Northbrook, IL
1$150K$150,0000%
14CDC Small Business Finance
Non-bank lender · San Diego, CA
1$68K$68,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Big Bear Lake. For 504 loans the lender shown is the certified development company.

What gets financed in Big Bear Lake

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels15
45%
$670,000U.S. Bank
Retail7
21%
$655,000U.S. Bank
Construction3
9%
$30,000U.S. Bank
Arts, entertainment and recreation2
6%
$70,000U.S. Bank
Real estate and rental2
6%
$225,000CenTrust Bank, A Division of SmartBiz Bank
Professional and technical services2
6%
$460,000Live Oak Banking
Other services (repair, personal care)1
3%
$765,000U.S. Bank
Education1
3%
$68,000CDC Small Business Finance
Loan size mix
  • Under $150,00033%
  • $150,000 to $500,00024%
  • $500,000 to $2 million30%
  • $2 million and up12%
Compared with California
Median loan, Big Bear Lake
$347,500
Median loan, California
$300,000
Startup share, Big Bear Lake
15%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Big Bear Lake

03710FY14: 7 loansFY14FY15: 2 loansFY15FY16: 5 loansFY16FY17: 5 loansFY17FY18: 5 loansFY18FY19: 3 loansFY19FY20: 6 loansFY20FY21: 10 loansFY2110FY22: 6 loansFY22FY23: 7 loansFY23FY24: 6 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 7 loansFY267
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.