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Bank · Northbrook, IL

CenTrust Bank, A Division of SmartBiz Bank: SBA lending profile

CenTrust Bank, A Division of SmartBiz Bank National Association · SBA 7(a) loans, October 2021 to June 30, 2026 · Updated October 15, 2026 · Lender website
1,193
SBA loans approved
$300.9M
Total approved
$150,000
Median loan
50
States lent in
3%
To startups
#36
National rank by loans

CenTrust Bank, A Division of SmartBiz Bank approved 1,193 SBA loans worth $300.9M between October 2021 and June 2026, ranking #36 of 2,283 SBA lenders nationally by loan count. Its median loan was $150,000, and 3% went to startups or businesses under two years old. It lent in 50 states, most often in California, and its most financed industry was construction.

SBA loans per fiscal year

0300600900FY14FY15: 2 loansFY15FY16: 28 loansFY16FY17: 18 loansFY17FY18: 24 loansFY18FY19: 29 loansFY19FY20: 30 loansFY20FY21: 21 loansFY21FY22: 23 loansFY22FY23: 14 loansFY23FY24: 16 loansFY24FY25: 334 loansFY25FY26 (Oct to Jun): 806 loansFY26806
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.

Where CenTrust Bank, A Division of SmartBiz Bank lends

StateLoansApprovedMedian loanRank in state
California188$37.4M$150,000#45
Florida142$27.8M$150,000#26
Texas106$19.5M$150,000#44
Illinois95$74.1M$380,000#20
New York78$14.9M$150,000#37
Virginia39$6.7M$150,000#34
North Carolina37$7.2M$151,000#43
Georgia36$6.5M$150,000#54
Colorado35$8.1M$150,000#43
Washington30$6.3M$150,000#50
Pennsylvania29$5.7M$150,000#49
New Jersey27$5.3M$150,000#51
Maryland22$4.3M$150,000#32
Arizona22$4.3M$150,000#48
Wisconsin21$13.7M$150,000#49

Industries CenTrust Bank, A Division of SmartBiz Bank finances

IndustryLoansShareMedian loan
Construction239
20%
$150,000
Professional and technical services198
17%
$150,000
Other services (repair, personal care)119
10%
$150,000
Health care and social assistance108
9%
$150,000
Retail97
8%
$150,000
Restaurants and hotels92
8%
$150,000
Administrative and support services77
6%
$150,000
Manufacturing71
6%
$150,000
Wholesale trade52
4%
$150,000
Finance and insurance41
3%
$150,000
Loan size mix
  • Under $150,00020%
  • $150,000 to $500,00075%
  • $500,000 to $2 million4%
  • $2 million and up1%
Loan programs used
  • Preferred Lender (PLP)96%
  • Standard 7(a)4%
  • International Trade Loans0%
  • CAPLines0%
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.