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SBA lenders in Goleta, CA

SBA 7(a) and 504 loans to businesses in Goleta (Santa Barbara County), October 2021 to June 30, 2026 · Updated October 15, 2026
28
SBA loans approved
$10.9M
Total approved
$175,000
Median loan
19
Lenders active
18%
To startups

28 SBA loans worth $10.9M went to businesses in Goleta, CA between October 2021 and June 2026, from 19 lenders. American Riviera Bank made the most, 3 loans. The median loan was $175,000, compared with $300,000 across California, and manufacturing was the most financed industry.

Most active SBA lenders in Goleta

#LenderLoansApprovedMedian loanTo startups
1American Riviera Bank
Bank · Santa Barbara, CA
3$1.3M$368,00067%
2Newtek Bank
Bank · Miami, FL
3$1.1M$300,00033%
3Northeast Bank
Bank · Portland, ME
3$450K$150,0000%
4First Bank of the Lake
Bank · Osage Beach, MO
2$300K$150,0000%
5U.S. Bank
Bank · Cincinnati, OH
2$130K$65,0000%
6Columbia Bank
Bank · Roseburg, OR
2$83K$41,5000%
7HomeTrust Bank
Bank · Asheville, NC
1$3.5M$3,508,000100%
8Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
1$1.3M$1,305,0000%
9Advantage Certified Development
Certified development company · Long Beach, CA
1$673K$673,0000%
10Business Finance Capital
Certified development company · Los Angeles, CA
1$661K$661,0000%
11California Bank of Commerce
Bank · San Diego, CA
1$350K$350,0000%
12CDC Small Business Finance
Certified development company · San Diego, CA
1$253K$253,0000%
13Bank of America
Bank · Charlotte, NC
1$200K$200,0000%
14Newtek Small Business Finance
Non-bank lender · Lake Success, NY
1$150K$150,000100%
15Huntington National Bank
Bank · Columbus, OH
1$150K$150,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Goleta. For 504 loans the lender shown is the certified development company.

What gets financed in Goleta

IndustryLoansShareMedian loanMost active lender
Manufacturing7
25%
$150,000Northeast Bank
Construction5
18%
$100,000U.S. Bank
Restaurants and hotels4
14%
$250,000American Riviera Bank
Administrative and support services2
7%
$273,500American Riviera Bank
Transportation and warehousing2
7%
$50,000Northeast Bank
Wholesale trade2
7%
$400,000Newtek Bank
Arts, entertainment and recreation1
4%
$3,508,000HomeTrust Bank
Agriculture, forestry and fishing1
4%
$150,000First Bank of the Lake
Loan size mix
  • Under $150,00032%
  • $150,000 to $500,00046%
  • $500,000 to $2 million18%
  • $2 million and up4%
Compared with California
Median loan, Goleta
$175,000
Median loan, California
$300,000
Startup share, Goleta
18%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Goleta

071320FY14: 3 loansFY14FY15: 11 loansFY1511FY16: 8 loansFY16FY17: 6 loansFY17FY18: 7 loansFY18FY19: 7 loansFY19FY20: 5 loansFY20FY21: 7 loansFY21FY22: 2 loansFY22FY23: 7 loansFY23FY24: 7 loansFY24FY25: 7 loansFY25FY26 (Oct to Jun): 5 loansFY265
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.