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SBA lenders in Lompoc, CA

SBA 7(a) and 504 loans to businesses in Lompoc (Santa Barbara County), October 2021 to June 30, 2026 · Updated October 15, 2026
34
SBA loans approved
$16.1M
Total approved
$200,000
Median loan
19
Lenders active
21%
To startups

34 SBA loans worth $16.1M went to businesses in Lompoc, CA between October 2021 and June 2026, from 19 lenders. U.S. Bank made the most, 7 loans. The median loan was $200,000, compared with $300,000 across California, and restaurants and hotels was the most financed industry.

Most active SBA lenders in Lompoc

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
7$1.1M$50,00014%
2Mortgage Capital Development
Certified development company · Oakland, CA
3$6.8M$1,473,0000%
3Celtic Bank
Bank · Salt Lake City, UT
3$380K$150,0000%
4Advantage Certified Development
Certified development company · Long Beach, CA
2$1.7M$866,00050%
5Commonwealth Business Bank
Bank · Los Angeles, CA
2$680K$340,000100%
6Royal Business Bank
Bank · Los Angeles, CA
2$674K$337,00050%
7Community West Bank
Bank · Fresno, CA
2$200K$100,0000%
8Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$100K$50,0000%
9California Statewide Certified Development
Certified development company · Davis, CA
1$1.5M$1,539,0000%
10BMO Bank
Bank · Chicago, IL
1$1.1M$1,123,7000%
11Wells Fargo Bank
Bank · Sioux Falls, SD
1$478K$477,7000%
12North State Bank
Bank · Raleigh, NC
1$382K$382,0000%
13MVB Bank
Bank · Fairmont, WV
1$283K$283,000100%
14American Riviera Bank
Bank · Santa Barbara, CA
1$250K$250,0000%
15Business Finance Capital
Certified development company · Los Angeles, CA
1$149K$149,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Lompoc. For 504 loans the lender shown is the certified development company.

What gets financed in Lompoc

IndustryLoansShareMedian loanMost active lender
Restaurants and hotels10
29%
$245,000Celtic Bank
Other services (repair, personal care)5
15%
$250,000U.S. Bank
Retail5
15%
$149,000Royal Business Bank
Manufacturing3
9%
$100,000Community West Bank
Health care and social assistance3
9%
$1,123,700MVB Bank
Administrative and support services2
6%
$263,850U.S. Bank
Agriculture, forestry and fishing2
6%
$84,000U.S. Bank
Construction2
6%
$75,000JPMorgan Chase Bank
Loan size mix
  • Under $150,00044%
  • $150,000 to $500,00038%
  • $500,000 to $2 million15%
  • $2 million and up3%
Compared with California
Median loan, Lompoc
$200,000
Median loan, California
$300,000
Startup share, Lompoc
21%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Lompoc

071320FY14: 9 loansFY14FY15: 4 loansFY15FY16: 8 loansFY16FY17: 7 loansFY17FY18: 7 loansFY18FY19: 2 loansFY19FY20: 8 loansFY20FY21: 7 loansFY21FY22: 5 loansFY22FY23: 5 loansFY23FY24: 5 loansFY24FY25: 13 loansFY2513FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.