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SBA lenders in Arroyo Grande, CA

SBA 7(a) and 504 loans to businesses in Arroyo Grande (San Luis Obispo County), October 2021 to June 30, 2026 · Updated October 15, 2026
31
SBA loans approved
$15.6M
Total approved
$250,000
Median loan
20
Lenders active
26%
To startups

31 SBA loans worth $15.6M went to businesses in Arroyo Grande, CA between October 2021 and June 2026, from 20 lenders. Columbia Bank made the most, 7 loans. The median loan was $250,000, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in Arroyo Grande

#LenderLoansApprovedMedian loanTo startups
1Columbia Bank
Bank · Roseburg, OR
7$2.2M$240,0000%
2U.S. Bank
Bank · Cincinnati, OH
4$145K$35,00075%
3Live Oak Banking
Bank · Wilmington, NC
2$2.1M$1,050,00050%
4CDC Small Business Finance
Non-bank lender · San Diego, CA
2$167K$83,3000%
5First Bank
Bank · Southern Pines, NC
1$3.3M$3,324,0000%
6UMB Bank
Bank · Kansas City, MO
1$1.4M$1,411,0000%
7Cen Cal Business Finance Group
Certified development company · Fresno, CA
1$1.3M$1,326,0000%
8United Midwest Savings Bank
Bank · Degraff, OH
1$834K$834,0000%
9First Bank of the Lake
Bank · Osage Beach, MO
1$783K$783,0000%
10Advantage Certified Development
Certified development company · Long Beach, CA
1$580K$580,0000%
11Lendistry SBLC
Non-bank lender · Los Angeles, CA
1$500K$500,0000%
12Bay Area Employment Development
Certified development company · Concord, CA
1$494K$494,0000%
13Port 51 Lending
Non-bank lender · New York, NY
1$448K$448,0000%
14Wells Fargo Bank
Bank · Sioux Falls, SD
1$300K$300,000100%
15JPMorgan Chase Bank
Bank · Columbus, OH
1$300K$300,000100%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Arroyo Grande. For 504 loans the lender shown is the certified development company.

What gets financed in Arroyo Grande

IndustryLoansShareMedian loanMost active lender
Professional and technical services9
29%
$240,000Columbia Bank
Other services (repair, personal care)6
19%
$130,000U.S. Bank
Restaurants and hotels3
10%
$494,000CDC Small Business Finance
Finance and insurance2
6%
$196,000Capital Bank
Construction2
6%
$813,000JPMorgan Chase Bank
Wholesale trade2
6%
$236,500U.S. Bank
Education1
3%
$783,000First Bank of the Lake
Administrative and support services1
3%
$50,000Columbia Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00029%
  • $500,000 to $2 million32%
  • $2 million and up3%
Compared with California
Median loan, Arroyo Grande
$250,000
Median loan, California
$300,000
Startup share, Arroyo Grande
26%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Arroyo Grande

071320FY14: 18 loansFY1418FY15: 5 loansFY15FY16: 9 loansFY16FY17: 7 loansFY17FY18: 3 loansFY18FY19: 6 loansFY19FY20: 6 loansFY20FY21: 3 loansFY21FY22FY23: 3 loansFY23FY24: 10 loansFY24FY25: 12 loansFY25FY26 (Oct to Jun): 6 loansFY266
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.