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SBA lenders in Atascadero, CA

SBA 7(a) and 504 loans to businesses in Atascadero (San Luis Obispo County), October 2021 to June 30, 2026 · Updated October 15, 2026
45
SBA loans approved
$27.8M
Total approved
$316,900
Median loan
23
Lenders active
24%
To startups

45 SBA loans worth $27.8M went to businesses in Atascadero, CA between October 2021 and June 2026, from 23 lenders. American Riviera Bank made the most, 8 loans. The median loan was $316,900, compared with $300,000 across California, and professional and technical services was the most financed industry.

Most active SBA lenders in Atascadero

#LenderLoansApprovedMedian loanTo startups
1American Riviera Bank
Bank · Santa Barbara, CA
8$2.4M$150,00038%
2U.S. Bank
Bank · Cincinnati, OH
5$1.1M$50,00040%
3Live Oak Banking
Bank · Wilmington, NC
4$4.2M$1,112,5000%
4Cen Cal Business Finance Group
Certified development company · Fresno, CA
3$2.2M$274,00033%
5Northeast Bank
Bank · Portland, ME
3$362K$50,0000%
6Customers Bank
Bank · Malvern, PA
2$2.3M$1,162,0500%
7Huntington National Bank
Bank · Columbus, OH
2$1.6M$821,9500%
8Plumas Bank
Bank · Quincy, CA
2$978K$489,2500%
9Readycap Lending
Non-bank lender · Berkeley Heights, NJ
2$367K$183,4500%
10Commercial Bank of California
Bank · Irvine, CA
1$4.2M$4,250,000100%
11Celtic Bank
Bank · Salt Lake City, UT
1$3.8M$3,815,8000%
12Mortgage Capital Development
Certified development company · Oakland, CA
1$912K$912,0000%
13American Continental Bank
Bank · City Of Industry, CA
1$670K$670,0000%
14Business Finance Capital
Certified development company · Los Angeles, CA
1$525K$525,0000%
15Columbia Bank
Bank · Roseburg, OR
1$508K$508,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Atascadero. For 504 loans the lender shown is the certified development company.

What gets financed in Atascadero

IndustryLoansShareMedian loanMost active lender
Professional and technical services10
22%
$507,500Huntington National Bank
Health care and social assistance9
20%
$316,900Plumas Bank
Construction7
16%
$100,000American Riviera Bank
Retail4
9%
$1,327,000Commercial Bank of California
Real estate and rental3
7%
$64,000American Riviera Bank
Other services (repair, personal care)3
7%
$525,000Business Finance Capital
Manufacturing3
7%
$300,000Live Oak Banking
Restaurants and hotels2
4%
$2,195,400Celtic Bank
Loan size mix
  • Under $150,00031%
  • $150,000 to $500,00029%
  • $500,000 to $2 million36%
  • $2 million and up4%
Compared with California
Median loan, Atascadero
$316,900
Median loan, California
$300,000
Startup share, Atascadero
24%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Atascadero

071320FY14: 7 loansFY14FY15: 14 loansFY1514FY16: 10 loansFY16FY17: 8 loansFY17FY18: 7 loansFY18FY19: 9 loansFY19FY20: 7 loansFY20FY21: 8 loansFY21FY22: 12 loansFY22FY23: 6 loansFY23FY24: 8 loansFY24FY25: 11 loansFY25FY26 (Oct to Jun): 8 loansFY268
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.