120 SBA loans worth $93.1M went to businesses in San Luis Obispo, CA between October 2021 and June 2026, from 43 lenders. American Riviera Bank made the most, 10 loans. The median loan was $384,500, compared with $300,000 across California, and health care and social assistance was the most financed industry.
| # | Lender | Loans | Approved | Median loan | To startups |
|---|---|---|---|---|---|
| 1 | American Riviera Bank Bank · Santa Barbara, CA | 10 | $2.3M | $150,000 | 0% |
| 2 | Cen Cal Business Finance Group Certified development company · Fresno, CA | 9 | $7.0M | $548,000 | 0% |
| 3 | U.S. Bank Bank · Cincinnati, OH | 8 | $6.3M | $811,700 | 12% |
| 4 | Northeast Bank Bank · Portland, ME | 6 | $885K | $150,000 | 0% |
| 5 | BayFirst National Bank Bank · St. Petersburg, FL | 6 | $724K | $133,900 | 0% |
| 6 | Live Oak Banking Bank · Wilmington, NC | 5 | $7.7M | $500,000 | 40% |
| 7 | Mission Bank Bank · Bakersfield, CA | 5 | $3.0M | $329,000 | 40% |
| 8 | Bank of America Bank · Charlotte, NC | 5 | $1.9M | $500,000 | 0% |
| 9 | West Coast Community Bank Bank · Santa Cruz, CA | 5 | $1.3M | $264,500 | 0% |
| 10 | Customers Bank Bank · Malvern, PA | 4 | $3.7M | $667,500 | 25% |
| 11 | Wells Fargo Bank Bank · Sioux Falls, SD | 4 | $3.6M | $1,129,600 | 75% |
| 12 | JPMorgan Chase Bank Bank · Columbus, OH | 4 | $1.7M | $325,000 | 50% |
| 13 | Celtic Bank Bank · Salt Lake City, UT | 4 | $1.5M | $150,000 | 0% |
| 14 | Huntington National Bank Bank · Columbus, OH | 3 | $4.0M | $1,756,800 | 33% |
| 15 | Readycap Lending Non-bank lender · Berkeley Heights, NJ | 3 | $950K | $400,000 | 0% |
| Industry | Loans | Share | Median loan | Most active lender |
|---|---|---|---|---|
| Health care and social assistance | 19 | $250,000 | Wells Fargo Bank | |
| Professional and technical services | 17 | $455,000 | Cen Cal Business Finance Group | |
| Construction | 15 | $150,000 | Customers Bank | |
| Retail | 15 | $350,000 | American Riviera Bank | |
| Restaurants and hotels | 14 | $555,700 | U.S. Bank | |
| Manufacturing | 13 | $900,000 | Live Oak Banking | |
| Other services (repair, personal care) | 7 | $329,000 | Wells Fargo Bank | |
| Real estate and rental | 6 | $2,319,500 | Centerstone SBA Lending |