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SBA lenders in Spring Valley, CA

SBA 7(a) and 504 loans to businesses in Spring Valley (San Diego County), October 2021 to June 30, 2026 · Updated October 15, 2026
48
SBA loans approved
$25.2M
Total approved
$179,000
Median loan
27
Lenders active
27%
To startups

48 SBA loans worth $25.2M went to businesses in Spring Valley, CA between October 2021 and June 2026, from 27 lenders. U.S. Bank made the most, 6 loans. The median loan was $179,000, compared with $300,000 across California, and construction was the most financed industry.

Most active SBA lenders in Spring Valley

#LenderLoansApprovedMedian loanTo startups
1U.S. Bank
Bank · Cincinnati, OH
6$273K$40,00083%
2Celtic Bank
Bank · Salt Lake City, UT
4$7.5M$1,333,8000%
3Harvest Small Business Finance
Non-bank lender · Laguna Hills, CA
3$2.4M$700,00033%
4California Statewide Certified Development
Certified development company · Davis, CA
3$1.9M$530,0000%
5Lendistry SBLC
Non-bank lender · Los Angeles, CA
3$562K$150,0000%
6CalPrivate Bank
Bank · La Jolla, CA
2$1.7M$836,00050%
7Wells Fargo Bank
Bank · Sioux Falls, SD
2$965K$482,500100%
8Banner Bank
Bank · Walla Walla, WA
2$472K$236,2500%
9CDC Small Business Finance
Non-bank lender · San Diego, CA
2$300K$150,00050%
10BayFirst National Bank
Bank · St. Petersburg, FL
2$300K$150,0000%
11Heritage Bank
Bank · Burlington, KY
2$250K$125,0000%
12Newtek Bank
Bank · Miami, FL
2$208K$104,00050%
13Mortgage Capital Development
Certified development company · Oakland, CA
1$1.5M$1,508,0000%
14Mega Bank
Bank · San Gabriel, CA
1$1.2M$1,247,8000%
15BMO Bank
Bank · Chicago, IL
1$1.2M$1,161,0000%
7(a) and 504 lenders combined, ranked by number of loans to businesses in Spring Valley. For 504 loans the lender shown is the certified development company.

What gets financed in Spring Valley

IndustryLoansShareMedian loanMost active lender
Construction9
19%
$100,000CalPrivate Bank
Manufacturing7
15%
$150,000Celtic Bank
Restaurants and hotels6
12%
$179,000U.S. Bank
Other services (repair, personal care)5
10%
$62,000Huntington National Bank
Health care and social assistance5
10%
$800,000U.S. Bank
Retail4
8%
$727,500Enterprise Bank & Trust
Administrative and support services4
8%
$356,850U.S. Bank
Professional and technical services3
6%
$150,000Heritage Bank
Loan size mix
  • Under $150,00035%
  • $150,000 to $500,00027%
  • $500,000 to $2 million33%
  • $2 million and up4%
Compared with California
Median loan, Spring Valley
$179,000
Median loan, California
$300,000
Startup share, Spring Valley
27%
Startup share, California
23%
Share of state's SBA loans
0.1%

SBA loans per fiscal year in Spring Valley

071320FY14: 10 loansFY14FY15: 6 loansFY15FY16: 6 loansFY16FY17: 11 loansFY17FY18: 6 loansFY18FY19: 6 loansFY19FY20: 7 loansFY20FY21: 7 loansFY21FY22: 7 loansFY22FY23: 9 loansFY23FY24: 12 loansFY2412FY25: 11 loansFY25FY26 (Oct to Jun): 9 loansFY269
Fiscal year runs October to September. Fiscal 2026 covers October 2025 to June 2026 only.
Data from the U.S. Small Business Administration's public 7(a) and 504 loan records (through June 30, 2026) and FDIC call-report data (quarter ending June 30, 2026). US Lender Metrics is not affiliated with the SBA, FDIC, FFIEC, NCUA or any lender, is not a lender or loan broker, and does not make credit decisions. Information only; not financial, legal or lending advice. © 2026 US Lender Metrics.